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Read about what causes changes in your Urbana, IA Home Insurance Rates & get great deals with that insight when you compare quotes.

Replacement Value of your home in Urbana, IA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Urbana, IA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Urbana 4 Beds, 1 Bath, 2770 sqft $223,000 $162
Delhi 4 Beds, 3 Baths, 1,730 sqft $120,000 $54
Alburnett 2 Beds, 1 Bath, 1,100 sqft $104,000 $74
Carlton 2 Beds, 1 Bath, 1,560 sqft $153,000 $78
Brooklyn 4 Beds, 1 Bath, 2,870 sqft $249,000 $129
Amana 4 Beds, 3 Baths, 1,700 sqft $187,000 $97
Olin 3 Beds, 1 Bath, 1,800 sqft $156,000 $63
Honey Creek 4 Beds, 3 Baths, 1,800 sqft $140,000 $104
Bruce 3 Beds, 1 Bath, 2,150 sqft $140,000 $92
Hills 4 Beds, 3 Baths, 3,350 sqft $354,000 $125
Dysart 3 Beds, 1 Bath, 1,580 sqft $128,000 $77
Windsor 4 Beds, 2 Baths, 2,200 sqft $200,000 $102
Scotch Grove 2 Beds, 1 Bath, 1,090 sqft $122,000 $34
Hudson 4 Beds, 3 Baths, 2,470 sqft $253,000 $78
Cox Creek 4 Beds, 3 Baths, 3,010 sqft $290,000 $141
Garrison 4 Beds, 3 Baths, 2,600 sqft $326,000 $107
Blairstown 2 Beds, 1 Bath, 950 sqft $66,000 $48
Mechanicsville 3 Beds, 2 Baths, 1,760 sqft $154,000 $64
Waterloo 2 Beds, 1 Bath, 990 sqft $90,000 $54
Dunkerton 4 Beds, 2 Baths, 2,970 sqft $213,000 $130
Coralville 4 Beds, 1 Bath, 3,340 sqft $309,000 $122

If your Urbana, IA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Urbana:

Claim Typical Claim Amount
THEFT/BURGLARY $1,500
WIND $4,000
WATER DAMAGE $5,500

Your Urbana, IA insurance agent (see examples below) can help with your claims.

  • Travelers: Pedersen Dowie Clabby & Mccausland Ins, 502 main, Laporte City, IA, 50651 319-342-2059
  • State Farm: Shawn Devries, 4837 1st ave se ste 100, Cedar Rapids, IA, 52402-3226 319-377-2886
  • Allstate: Neighbor Insurance Inc, 98 e willman st, Hiawatha, IA, 52233 (319) 378-1089
  • Liberty Mutual Independent: First Iowa Insurance Agency, 4101 glass road ne cedar┬árapids, Cedar Rapids, IA, 52402
  • Farmers: Shawn Schuman, 1350 boyson rd # 2, Hiawatha, IA, 52233 (319) 826-4740

Your Background Impacts Your Home Insurance Quotes

Here is a list of Urbana, IA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 600-649 Credit Score <$25,000 2 Pets, Smoker $440
Unemployed 500-549 Credit Score <$25,000 1 Pet, Non-Smoker $320
Retired 800-850 Credit Score $25 to 50,000 3 Pets, Smoker $80