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Read about what causes changes in your Cedar, IA Home Insurance Rates & get great deals with that insight when you compare quotes.

Replacement Value of your home in Cedar, IA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Cedar, IA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Cedar 2 Beds, 1 Bath, 1730 sqft $108,000 $51
Le Roy 2 Beds, 1 Bath, 1,640 sqft $134,000 $45
Steamboat Rock 2 Beds, 1 Bath, 1,640 sqft $83,000 $61
Buckingham 3 Beds, 1 Bath, 2,220 sqft $145,000 $73
Felix 4 Beds, 3 Baths, 2,910 sqft $189,000 $79
Raymond 2 Beds, 1 Bath, 1,570 sqft $90,000 $39
Windsor 3 Beds, 2 Baths, 2,360 sqft $169,000 $68
Aredale 2 Beds, 1 Bath, 1,010 sqft $69,000 $51
Parkersburg 4 Beds, 2 Baths, 3,080 sqft $199,000 $93
Timber Creek 2 Beds, 1 Bath, 1,050 sqft $72,000 $31
Ladora 2 Beds, 1 Bath, 1,730 sqft $122,000 $52
Marshalltown 3 Beds, 2 Baths, 1,870 sqft $112,000 $45
Coggon 4 Beds, 2 Baths, 3,040 sqft $207,000 $152
Walker 2 Beds, 1 Bath, 1,350 sqft $65,000 $42
Bradford 2 Beds, 1 Bath, 1,670 sqft $95,000 $47
Plainfield 3 Beds, 1 Bath, 1,240 sqft $72,000 $37
Clark 4 Beds, 1 Bath, 2,890 sqft $135,000 $76
Fox 2 Beds, 1 Bath, 1,090 sqft $60,000 $25
Grundy Center 2 Beds, 1 Bath, 1,770 sqft $103,000 $40
Bertram 4 Beds, 1 Bath, 3,170 sqft $177,000 $101
Dumont 3 Beds, 1 Bath, 1,570 sqft $85,000 $56

If your Cedar, IA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Cedar:

Claim Typical Claim Amount
DOG BITE (LIABILITY) $6,500
SMOKE $10,500
LIABILITY (ALL OTHER) $43,000

Your Cedar, IA insurance agent (see examples below) can help with your claims.

  • Farmers: Tara Kinder, 209 franklin st ste a3, Cedar Falls, IA, 50613 (319) 242-8010
  • Travelers: Pedersen Dowie Clabby & Mcca, 3927 university ave, Waterloo, IA, 50701 319-234-8888
  • State Farm: Kent Chesmore, 10 w 4th st ste 20, Waterloo, IA, 50701-5428 319-232-4400
  • Allstate: Scott Parsons, 1120 w 4th st, Waterloo, IA, 50702 (319) 233-3380
  • Liberty Mutual Independent: Vgm Insurance Services Inc, 1111 w san marnan dr, Waterloo, IA, 50701 (800) 362-3363

Your Background Impacts Your Home Insurance Quotes

Here is a list of Cedar, IA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job Up to 499 Credit Score <$25,000 2 Pets, Non-Smoker $200
Part Time Job 650-699 Credit Score <$25,000 No Pets, Non-Smoker $1,090
Retired 800-850 Credit Score No Income 3 Pets, Non-Smoker $890