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Given here are some important aspects of your Geneseo, IA Home Insurance that impact your rates & can support you in getting a great deal.

Replacement Value of your home in Geneseo, IA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Geneseo, IA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Geneseo 2 Beds, 1 Bath, 1090 sqft $80,000 $37
Burchinal 2 Beds, 1 Bath, 1,740 sqft $114,000 $62
Conger, MN 3 Beds, 1 Bath, 2,140 sqft $104,000 $105
Linden 2 Beds, 1 Bath, 1,200 sqft $73,000 $53
Shell Rock, MN 3 Beds, 1 Bath, 1,960 sqft $181,000 $92
Bradford 4 Beds, 3 Baths, 1,720 sqft $149,000 $66
Ripley 4 Beds, 3 Baths, 2,080 sqft $169,000 $77
Swaledale 4 Beds, 3 Baths, 2,120 sqft $198,000 $76
Palermo 4 Beds, 1 Bath, 2,420 sqft $137,000 $82
Bristol 3 Beds, 2 Baths, 1,760 sqft $197,000 $96
Newburg 2 Beds, 1 Bath, 1,170 sqft $100,000 $50
Hutchins 2 Beds, 1 Bath, 1,470 sqft $103,000 $71
Lake Mills 2 Beds, 1 Bath, 1,680 sqft $85,000 $47
Lyle, MN 3 Beds, 1 Bath, 1,540 sqft $144,000 $72
Bath 3 Beds, 1 Bath, 1,550 sqft $109,000 $71
Lu Verne 3 Beds, 1 Bath, 2,350 sqft $189,000 $142
Steamboat Rock 2 Beds, 1 Bath, 1,240 sqft $83,000 $41
Dumont 4 Beds, 3 Baths, 3,190 sqft $275,000 $65
Hayward, MN 2 Beds, 1 Bath, 1,460 sqft $122,000 $70
Shiloh 2 Beds, 1 Bath, 1,540 sqft $140,000 $64
Belmond 3 Beds, 2 Baths, 1,270 sqft $87,000 $33

If your Geneseo, IA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Geneseo:

Claim Typical Claim Amount
PHYSICAL DAMAGE $2,000
WIND $4,000
SMOKE $10,500

Your Geneseo, IA insurance agent (see examples below) can help with your claims.

  • Travelers: Edwards-Brandt & Assoc Inc, 2007 4th sw, Mason City, IA, 50402 641-423-0675
  • State Farm: Clint Thomas, 2790 4th st sw, Mason City, IA, 50401-1527 641-423-7924
  • Allstate: Brian Randall, 222 1st st nw, Mason City, IA, 50401 (641) 423-4442
  • Liberty Mutual Independent: First Insurance Agency, 20 e state st, Mason City, IA, 50401 641-421-8000
  • State Farm: Kim Ruter, 512 main ave, Clear Lake, IA, 50428-1829 641-357-8292

Your Background Impacts Your Home Insurance Quotes

Here is a list of Geneseo, IA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 550-599 Credit Score >$150,000 3 Pets, Non-Smoker $100
Unemployed 800-850 Credit Score No Income 2 Pets, Non-Smoker $220
Part Time Job 600-649 Credit Score $25 to 50,000 No Pets, Non-Smoker $780