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This fantastic information on De Soto, IA Home Insurance Rates will change how you compare quotes & buy your homeowners insurance.

Replacement Value of your home in De Soto, IA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for De Soto, IA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
De Soto 3 Beds, 2 Baths, 1520 sqft $148,000 $61
Squaw 3 Beds, 2 Baths, 1,910 sqft $136,000 $66
Afton 4 Beds, 1 Bath, 1,780 sqft $122,000 $50
Bridgewater 4 Beds, 1 Bath, 2,770 sqft $185,000 $86
Baxter 4 Beds, 2 Baths, 2,370 sqft $177,000 $64
Dawson 3 Beds, 2 Baths, 2,330 sqft $278,000 $89
Scranton 3 Beds, 2 Baths, 2,200 sqft $172,000 $93
Ackworth 3 Beds, 1 Bath, 2,230 sqft $211,000 $79
Woodward 2 Beds, 1 Bath, 1,590 sqft $126,000 $49
Perry 3 Beds, 2 Baths, 2,030 sqft $179,000 $112
Mitchellville 3 Beds, 1 Bath, 2,050 sqft $130,000 $58
Maxwell 3 Beds, 2 Baths, 1,460 sqft $158,000 $73
Bloomfield 4 Beds, 1 Bath, 2,470 sqft $166,000 $118
Greenfield 3 Beds, 1 Bath, 1,520 sqft $113,000 $51
Sheldahl 2 Beds, 1 Bath, 1,450 sqft $125,000 $30
Red Rock 4 Beds, 2 Baths, 2,650 sqft $201,000 $117
Rippey 2 Beds, 1 Bath, 1,620 sqft $175,000 $64
Dallas Center 3 Beds, 1 Bath, 2,280 sqft $121,000 $96
Panora 4 Beds, 2 Baths, 2,260 sqft $118,000 $56
Bondurant 4 Beds, 3 Baths, 1,840 sqft $166,000 $93
Huxley 2 Beds, 1 Bath, 1,300 sqft $146,000 $52

If your De Soto, IA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in De Soto:

Claim Typical Claim Amount
DOG BITE (LIABILITY) $6,500
THEFT/BURGLARY $1,500
WIND $4,000

Your De Soto, IA insurance agent (see examples below) can help with your claims.

  • Nationwide: Clemens Agency Co, 2625 86th st suite b, Urbandale, IA, 50322-4338 (515) 868-0880
  • Farmers: Richard Rich Mikelson, 8525 douglas ave ste 33, Urbandale, IA, 50322 (515) 276-3305
  • Travelers: Mark Walter Agency, 1001 office park rd suite 303, West Des Moines, IA, 50265 515-278-6026
  • Liberty Mutual Independent: Arthur J Gallagher Risk Manag, 1415 28th st, ste 300 west des moines, West Des Moines, IA, 50266
  • State Farm: Ryan Clausen, 8541 hickman rd, Urbandale, IA, 50322-4321 515-278-4618

Your Background Impacts Your Home Insurance Quotes

Here is a list of De Soto, IA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 650-699 Credit Score $25 to 50,000 1 Pet, Non-Smoker $900
Full Time Job 800-850 Credit Score >$150,000 More than 3 Pets at home, Smoker $210
Freelancer 550-599 Credit Score $75 to $100,000 No Pets, Smoker $750