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Read amazing research on Gilbert, IA Home Insurance Rates which will help keep your rates really cheap.

Replacement Value of your home in Gilbert, IA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Gilbert, IA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Gilbert 2 Beds, 1 Bath, 1070 sqft $104,000 $32
Story City 2 Beds, 1 Bath, 1,160 sqft $141,000 $48
Greencastle 5 Beds, 4 Baths, 1,670 sqft $161,000 $104
Crocker 4 Beds, 3 Baths, 3,360 sqft $285,000 $189
Saylor 4 Beds, 3 Baths, 2,230 sqft $144,000 $91
Baxter 5 Beds, 3 Baths, 2,360 sqft $177,000 $86
Green Mountain 3 Beds, 2 Baths, 1,560 sqft $143,000 $56
Cass 5 Beds, 3 Baths, 4,170 sqft $311,000 $194
Indian Creek 2 Beds, 1 Bath, 1,670 sqft $133,000 $85
Spring Valley 5 Beds, 1 Bath, 3,330 sqft $212,000 $77
Duncombe 5 Beds, 2 Baths, 2,530 sqft $222,000 $132
Polk City 4 Beds, 2 Baths, 2,320 sqft $184,000 $105
Blaine 3 Beds, 2 Baths, 1,350 sqft $155,000 $70
Linn 2 Beds, 1 Bath, 1,690 sqft $119,000 $74
Union 4 Beds, 2 Baths, 3,040 sqft $349,000 $128
Des Moines 5 Beds, 4 Baths, 2,660 sqft $239,000 $96
Taylor 3 Beds, 1 Bath, 1,840 sqft $211,000 $81
Kellogg 3 Beds, 1 Bath, 1,640 sqft $170,000 $67
Blairsburg 2 Beds, 1 Bath, 1,610 sqft $177,000 $57
German 2 Beds, 1 Bath, 1,730 sqft $183,000 $87
Howard 2 Beds, 1 Bath, 1,290 sqft $113,000 $54

If your Gilbert, IA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Gilbert:

Claim Typical Claim Amount
THEFT/BURGLARY $1,500
FIRE $47,500
PHYSICAL DAMAGE $2,000

Your Gilbert, IA insurance agent (see examples below) can help with your claims.

  • Travelers: Triplett Companies, 323 fifth st, Ames, IA, 50010 515-232-5240
  • State Farm: Brandon Geise, 617 broad st, Story City, IA, 50248-1200 515-733-4366
  • Allstate: Dee Mcknight, 814 8th st ste 1, Boone, IA, 50036 (515) 432-3013
  • Liberty Mutual Independent: Midwest Insurance Corporation, 93 main st, Maxwell, IA, 50161 (515) 387-8725
  • Farmers: Jay Lindahl Cic, 1026 8th st, Boone, IA, 50036 (515) 432-7666

Your Background Impacts Your Home Insurance Quotes

Here is a list of Gilbert, IA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 750-799 Credit Score <$25,000 2 Pets, Non-Smoker $900
Part Time Job 700-749 Credit Score <$25,000 1 Pet, Non-Smoker $1,210
Unemployed 550-599 Credit Score <$25,000 No Pets, Smoker $910