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The variables explained here drive your Epworth, IA Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Epworth, IA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Epworth, IA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Epworth 2 Beds, 1 Bath, 1540 sqft $168,000 $105
Menominee, IL 3 Beds, 1 Bath, 2,130 sqft $221,000 $52
Montfort, WI 3 Beds, 1 Bath, 1,440 sqft $143,000 $64
Strawberry Point 3 Beds, 1 Bath, 1,260 sqft $122,000 $70
Willow Springs, WI 2 Beds, 1 Bath, 1,340 sqft $125,000 $82
Mifflin, WI 3 Beds, 2 Baths, 2,090 sqft $147,000 $87
Sabula 2 Beds, 1 Bath, 1,110 sqft $93,000 $44
Elkader 3 Beds, 1 Bath, 2,040 sqft $205,000 $116
Bankston 4 Beds, 1 Bath, 1,930 sqft $154,000 $63
Lowden 3 Beds, 1 Bath, 1,900 sqft $133,000 $79
Ryan 4 Beds, 2 Baths, 3,260 sqft $353,000 $77
Dubuque 2 Beds, 1 Bath, 1,710 sqft $156,000 $89
Boulder 3 Beds, 1 Bath, 2,000 sqft $167,000 $99
Welton 4 Beds, 1 Bath, 3,210 sqft $294,000 $128
Preston 4 Beds, 1 Bath, 2,870 sqft $300,000 $110
Elizabeth, IL 4 Beds, 3 Baths, 2,010 sqft $112,000 $58
Asbury 3 Beds, 2 Baths, 1,430 sqft $133,000 $70
Glen Haven, WI 2 Beds, 1 Bath, 1,210 sqft $96,000 $38
Pleasant Valley, IL 3 Beds, 1 Bath, 2,380 sqft $148,000 $138
Woodbine, IL 4 Beds, 3 Baths, 1,850 sqft $178,000 $148
Prairie Creek 4 Beds, 2 Baths, 2,710 sqft $186,000 $84

If your Epworth, IA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Epworth:

Claim Typical Claim Amount
THEFT/BURGLARY $1,500
WATER DAMAGE $5,500
DOG BITE (LIABILITY) $6,500

Your Epworth, IA insurance agent (see examples below) can help with your claims.

  • Farmers: Gary Schuster, 3003 asbury rd, Dubuque, IA, 52001 (563) 583-8881
  • Travelers: Tricor Inc, 500 iowa st, Dubuque, IA, 52001 563-556-5441
  • State Farm: Scott Goins, 3100 cedar crest rdg, Dubuque, IA, 52003-6727 563-583-4313
  • Allstate: Tim Dieter, 3343 center grove dr ste e, Dubuque, IA, 52003 (563) 582-2277
  • Liberty Mutual Independent: Cottingham & Butler Inc, 800 main street, Dubuque, IA, 52001 (563) 587-5000

Your Background Impacts Your Home Insurance Quotes

Here is a list of Epworth, IA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 800-850 Credit Score <$25,000 2 Pets, Smoker $590
Unemployed Up to 499 Credit Score <$25,000 3 Pets, Smoker $2,040
Full Time Job 700-749 Credit Score $50 to $75,000 More than 3 Pets at home, Smoker $220