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In Depth Analysis of Wayland, IA Home Insurance Rates to get you a leg up in your negotiations after you get quotes.

Replacement Value of your home in Wayland, IA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Wayland, IA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Wayland 2 Beds, 1 Bath, 950 sqft $46,000 $32
Oakville 3 Beds, 1 Bath, 1,670 sqft $99,000 $49
Parnell 3 Beds, 1 Bath, 1,500 sqft $96,000 $33
Henry 3 Beds, 1 Bath, 1,220 sqft $69,000 $31
Cotter 3 Beds, 2 Baths, 1,370 sqft $135,000 $54
Gower 4 Beds, 3 Baths, 2,640 sqft $120,000 $77
Millersburg 3 Beds, 2 Baths, 1,910 sqft $108,000 $83
Thornburg 4 Beds, 1 Bath, 2,150 sqft $124,000 $70
Morning Sun 2 Beds, 1 Bath, 910 sqft $75,000 $38
Lucas 3 Beds, 2 Baths, 1,660 sqft $100,000 $75
Dallas City, IL 3 Beds, 1 Bath, 1,600 sqft $132,000 $48
Batavia 3 Beds, 1 Bath, 1,310 sqft $101,000 $48
Mercer, IL 2 Beds, 1 Bath, 1,200 sqft $85,000 $32
Olds 2 Beds, 1 Bath, 1,180 sqft $81,000 $53
West Point 2 Beds, 1 Bath, 1,400 sqft $73,000 $63
Hills 4 Beds, 2 Baths, 2,060 sqft $151,000 $90
St. Francisville, MO 4 Beds, 1 Bath, 1,920 sqft $92,000 $68
Burlington 3 Beds, 1 Bath, 2,160 sqft $191,000 $51
Pleasant Ridge 2 Beds, 1 Bath, 1,050 sqft $82,000 $31
New Boston, IL 2 Beds, 1 Bath, 1,140 sqft $93,000 $52
Iowa City 3 Beds, 1 Bath, 1,220 sqft $67,000 $55

If your Wayland, IA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Wayland:

Claim Typical Claim Amount
WIND $3,500
FREEZING WATER (INCLUDES BURSTING PIPES) $5,000
WATER DAMAGE $6,000

Your Wayland, IA insurance agent (see examples below) can help with your claims.

  • State Farm: Anne Davidson, 209 n jefferson st, Mt Pleasant, IA, 52641-2018 319-986-5433
  • State Farm: Jack Fall, 117 w washington st, Washington, IA, 52353-2035 319-653-4472
  • State Farm: Ric Mccurren, 54 w burlington ave, Fairfield, IA, 52556-3207 641-472-4929
  • State Farm: Ric Mccurren, 54 w burlington av, Fairfield, IA, 52556-3217 641-472-7240
  • State Farm: Scott Lujan, 301 s iowa ave, Washington, IA, 52353-1747 319-653-9050

Your Background Impacts Your Home Insurance Quotes

Here is a list of Wayland, IA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 600-649 Credit Score <$25,000 1 Pet, Smoker $100
Part Time Job 650-699 Credit Score $25 to 50,000 No Pets, Non-Smoker $920
Freelancer 500-549 Credit Score $75 to $100,000 More than 3 Pets at home, Smoker $470