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This fantastic information on La Porte City, IA Home Insurance Rates will change how you compare quotes & buy your homeowners insurance.

Replacement Value of your home in La Porte City, IA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for La Porte City, IA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
La Porte City 4 Beds, 2 Baths, 2040 sqft $130,000 $82
Stone City 3 Beds, 1 Bath, 1,740 sqft $135,000 $105
Waterloo 3 Beds, 2 Baths, 2,120 sqft $205,000 $75
Walker 2 Beds, 1 Bath, 1,510 sqft $175,000 $97
German 2 Beds, 1 Bath, 1,460 sqft $128,000 $66
Le Grand 4 Beds, 2 Baths, 3,390 sqft $267,000 $143
Coggon 3 Beds, 1 Bath, 1,690 sqft $127,000 $64
Liscomb 4 Beds, 2 Baths, 3,120 sqft $210,000 $142
Dysart 4 Beds, 3 Baths, 2,730 sqft $173,000 $89
Garwin 2 Beds, 1 Bath, 910 sqft $64,000 $39
Edgewood 3 Beds, 2 Baths, 1,490 sqft $88,000 $37
Sumner No. 2 4 Beds, 3 Baths, 1,900 sqft $222,000 $102
Maine 4 Beds, 3 Baths, 2,590 sqft $175,000 $129
Greencastle 2 Beds, 1 Bath, 970 sqft $78,000 $29
Castle Grove 3 Beds, 1 Bath, 1,310 sqft $93,000 $45
Evansdale 2 Beds, 1 Bath, 1,730 sqft $127,000 $65
Keystone 3 Beds, 1 Bath, 1,220 sqft $99,000 $62
Fairfax 2 Beds, 1 Bath, 950 sqft $55,000 $35
Ackley 4 Beds, 3 Baths, 3,030 sqft $237,000 $86
Waterloo 3 Beds, 1 Bath, 1,610 sqft $89,000 $53
Honey Creek 4 Beds, 2 Baths, 2,530 sqft $213,000 $84

If your La Porte City, IA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in La Porte City:

Claim Typical Claim Amount
WIND $4,000
FREEZING WATER (INCLUDES BURSTING PIPES) $5,000
DOG BITE (LIABILITY) $6,500

Your La Porte City, IA insurance agent (see examples below) can help with your claims.

  • Travelers: Pedersen Dowie Clabby & Mcca, 3927 university ave, Waterloo, IA, 50701 319-234-8888
  • State Farm: Ryan Sullivan, 1809 university avenue, Waterloo, IA, 50701-2467 319-236-1512
  • Allstate: Scott Parsons, 1120 w 4th st, Waterloo, IA, 50702 (319) 233-3380
  • Liberty Mutual Independent: Vgm Insurance Services Inc, 1111 w san marnan dr, Waterloo, IA, 50701 (800) 362-3363
  • Travelers: Pedersen Dowie Clabby & Mccausland Ins, 502 main, Laporte City, IA, 50651 319-342-2059

Your Background Impacts Your Home Insurance Quotes

Here is a list of La Porte City, IA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 500-549 Credit Score $100 to $150,000 2 Pets, Smoker $790
Unemployed 800-850 Credit Score No Income 1 Pet, Smoker $850
Full Time Job 650-699 Credit Score $100 to $150,000 More than 3 Pets at home, Smoker $1,300