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Read about what causes changes in your Palermo, IA Home Insurance Rates & get great deals with that insight when you compare quotes.

Replacement Value of your home in Palermo, IA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Palermo, IA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Palermo 3 Beds, 2 Baths, 2160 sqft $163,000 $72
Kellogg 3 Beds, 1 Bath, 2,280 sqft $175,000 $106
Howard 4 Beds, 1 Bath, 2,490 sqft $199,000 $69
Garwin 2 Beds, 1 Bath, 1,770 sqft $133,000 $68
Williams 4 Beds, 2 Baths, 3,300 sqft $304,000 $103
Steamboat Rock 3 Beds, 2 Baths, 2,340 sqft $210,000 $59
Greene 3 Beds, 1 Bath, 1,840 sqft $135,000 $60
Rose Grove 4 Beds, 1 Bath, 3,090 sqft $307,000 $146
Vinton 2 Beds, 1 Bath, 1,130 sqft $95,000 $49
Hamilton 3 Beds, 1 Bath, 1,870 sqft $97,000 $54
Salt Creek 4 Beds, 2 Baths, 2,400 sqft $139,000 $89
Dougherty 4 Beds, 3 Baths, 3,020 sqft $266,000 $80
Oakland Acres 3 Beds, 2 Baths, 1,680 sqft $154,000 $84
Ross 4 Beds, 3 Baths, 2,410 sqft $220,000 $80
Gilbert 4 Beds, 1 Bath, 1,870 sqft $105,000 $60
Jesup 2 Beds, 1 Bath, 1,500 sqft $103,000 $48
Grundy Center 4 Beds, 1 Bath, 2,260 sqft $192,000 $87
Story City 2 Beds, 1 Bath, 1,730 sqft $89,000 $41
Ulster 3 Beds, 1 Bath, 1,230 sqft $83,000 $48
Chelsea 2 Beds, 1 Bath, 1,400 sqft $142,000 $62
Minerva 3 Beds, 1 Bath, 1,880 sqft $153,000 $74

If your Palermo, IA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Palermo:

Claim Typical Claim Amount
LIABILITY (ALL OTHER) $43,000
THEFT/BURGLARY $1,500
DOG BITE (LIABILITY) $6,500

Your Palermo, IA insurance agent (see examples below) can help with your claims.

  • State Farm: Bob Eisenman, 717 g ave, Grundy Center, IA, 50638-1439 319-824-6311

Your Background Impacts Your Home Insurance Quotes

Here is a list of Palermo, IA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job Up to 499 Credit Score <$25,000 No Pets, Non-Smoker $480
Unemployed 500-549 Credit Score <$25,000 2 Pets, Non-Smoker $1,180
Freelancer 700-749 Credit Score $50 to $75,000 More than 3 Pets at home, Non-Smoker $1,020