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The variables explained here drive your Northwood, IA Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Northwood, IA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Northwood, IA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Northwood 3 Beds, 1 Bath, 2370 sqft $157,000 $87
Latimer 3 Beds, 2 Baths, 1,640 sqft $102,000 $58
Bingham 2 Beds, 1 Bath, 1,370 sqft $123,000 $35
Titonka 2 Beds, 1 Bath, 1,670 sqft $98,000 $36
Thompson 2 Beds, 1 Bath, 1,160 sqft $74,000 $28
Northwood 3 Beds, 2 Baths, 2,300 sqft $164,000 $71
McIntire 4 Beds, 2 Baths, 3,260 sqft $157,000 $148
Meservey 2 Beds, 1 Bath, 1,080 sqft $60,000 $41
Havana, MN 3 Beds, 1 Bath, 1,570 sqft $62,000 $45
Berlin, MN 3 Beds, 2 Baths, 2,290 sqft $139,000 $71
Lakota 2 Beds, 1 Bath, 1,220 sqft $90,000 $39
Barber, MN 4 Beds, 1 Bath, 1,850 sqft $122,000 $44
Emmons, MN 3 Beds, 1 Bath, 1,630 sqft $147,000 $87
Kensett 2 Beds, 1 Bath, 1,320 sqft $100,000 $43
Carpenter 4 Beds, 3 Baths, 3,230 sqft $155,000 $75
Pickerel Lake, MN 4 Beds, 1 Bath, 1,950 sqft $83,000 $66
Bath, MN 3 Beds, 1 Bath, 1,220 sqft $91,000 $52
Magor 2 Beds, 1 Bath, 1,790 sqft $164,000 $61
Bassett 4 Beds, 3 Baths, 3,130 sqft $295,000 $117
Charles City 2 Beds, 1 Bath, 1,090 sqft $47,000 $28
Waseca, MN 4 Beds, 3 Baths, 2,170 sqft $177,000 $72

If your Northwood, IA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Northwood:

Claim Typical Claim Amount
DOG BITE (LIABILITY) $6,000
LIABILITY (ALL OTHER) $49,500
FREEZING WATER (INCLUDES BURSTING PIPES) $5,000

Your Northwood, IA insurance agent (see examples below) can help with your claims.

  • Travelers: Strong Agency Inc, 209 s washington ave, Albert Lea, MN, 56007 507-373-3062
  • State Farm: Greg Meyer, 1110 1st ave sw, Austin, MN, 55912-2404 507-433-3489
  • Liberty Mutual Independent: Heartman Insurance, 203 n main st, Austin, MN, 55912 507-437-4503
  • Farmers: Thomas Gillard, 1105 w oakland ave, Austin, MN, 55912 (507) 433-5006
  • State Farm: Nancy Vanderwaerdt, 505 bridge ave, Albert Lea, MN, 56007-2304 507-377-0227

Your Background Impacts Your Home Insurance Quotes

Here is a list of Northwood, IA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 700-749 Credit Score $100 to $150,000 1 Pet, Smoker $600
Part Time Job 600-649 Credit Score <$25,000 More than 3 Pets at home, Smoker $50
Unemployed 650-699 Credit Score No Income No Pets, Non-Smoker $410