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Read amazing research on Osage, IA Home Insurance Rates which will help keep your rates really cheap.

Replacement Value of your home in Osage, IA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Osage, IA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Osage 4 Beds, 1 Bath, 2960 sqft $177,000 $104
New Oregon 4 Beds, 3 Baths, 3,030 sqft $165,000 $66
Carrolton, MN 4 Beds, 1 Bath, 1,890 sqft $187,000 $55
Goodell 4 Beds, 1 Bath, 2,560 sqft $229,000 $76
London, MN 2 Beds, 1 Bath, 1,530 sqft $78,000 $60
Dumont 3 Beds, 1 Bath, 1,980 sqft $110,000 $76
Lime Springs 3 Beds, 2 Baths, 2,000 sqft $107,000 $66
Burchinal 3 Beds, 2 Baths, 1,800 sqft $158,000 $65
Dresden 2 Beds, 1 Bath, 1,390 sqft $133,000 $43
Bradford 4 Beds, 1 Bath, 1,980 sqft $129,000 $55
Fountain, MN 3 Beds, 2 Baths, 1,260 sqft $58,000 $43
Joice 4 Beds, 2 Baths, 2,340 sqft $196,000 $85
Denver 3 Beds, 1 Bath, 1,540 sqft $65,000 $42
Niles 2 Beds, 1 Bath, 1,300 sqft $96,000 $36
Summit, MN 4 Beds, 3 Baths, 3,170 sqft $218,000 $95
Coldwater 2 Beds, 1 Bath, 1,400 sqft $125,000 $50
Maxfield 4 Beds, 1 Bath, 1,750 sqft $116,000 $77
Ellington 3 Beds, 2 Baths, 2,330 sqft $122,000 $54
St. Charles 3 Beds, 2 Baths, 1,690 sqft $80,000 $70
Moscow, MN 3 Beds, 2 Baths, 2,220 sqft $148,000 $44
Kensett 2 Beds, 1 Bath, 1,170 sqft $65,000 $37

If your Osage, IA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Osage:

Claim Typical Claim Amount
FREEZING WATER (INCLUDES BURSTING PIPES) $5,000
LIABILITY (ALL OTHER) $43,000
WIND $4,000

Your Osage, IA insurance agent (see examples below) can help with your claims.

  • Travelers: Melrose Insurance Center, 206 n main street, suite 1a charles city, Charles City, IA, 50616 (641) 243-4187
  • State Farm: Craig Eisenman, 1429 main st, Osage, IA, 50461-1822 641-732-5313
  • Allstate: Sisson & Assoc Inc ., 1101 south grand, Charles City, IA, 50616 (641) 228-2835
  • Travelers: Town & Country Insurance Agency, 711 main st, Osage, IA, 50461 641-732-5576
  • Travelers: Town & Country Insurance Agency, po box 239, Osage, IA, 50461

Your Background Impacts Your Home Insurance Quotes

Here is a list of Osage, IA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer Up to 499 Credit Score $100 to $150,000 3 Pets, Smoker $120
Unemployed 650-699 Credit Score <$25,000 1 Pet, Non-Smoker $80
Part Time Job 700-749 Credit Score $25 to 50,000 2 Pets, Smoker $290