The variables explained here drive your Albia, IA Home Insurance Rates & focusing on them can qualify you for a really cheap quote.
Here is a list of replacement costs & home insurance for Albia, IA & nearby areas
| Place | Typical Home Size | Replacement Cost | Monthly Home Insurance Cost |
|---|---|---|---|
| Albia | 2 Beds, 1 Bath, 1070 sqft | $92,000 | $41 |
| Queen City, MO | 2 Beds, 1 Bath, 1,320 sqft | $85,000 | $32 |
| Martinsburg | 2 Beds, 1 Bath, 1,620 sqft | $106,000 | $43 |
| Troy | 4 Beds, 2 Baths, 2,070 sqft | $111,000 | $79 |
| Runnells | 3 Beds, 2 Baths, 2,010 sqft | $151,000 | $51 |
| Woodburn | 2 Beds, 1 Bath, 1,670 sqft | $82,000 | $48 |
| Oakland Acres | 3 Beds, 1 Bath, 2,320 sqft | $90,000 | $48 |
| Buchanan | 4 Beds, 1 Bath, 1,870 sqft | $161,000 | $99 |
| White Oak | 4 Beds, 3 Baths, 2,050 sqft | $91,000 | $44 |
| Buena Vista | 4 Beds, 3 Baths, 2,230 sqft | $101,000 | $71 |
| Indianola | 3 Beds, 1 Bath, 1,820 sqft | $133,000 | $64 |
| Batavia | 4 Beds, 1 Bath, 2,200 sqft | $82,000 | $72 |
| South English | 2 Beds, 1 Bath, 960 sqft | $83,000 | $51 |
| Libertyville | 2 Beds, 1 Bath, 1,450 sqft | $114,000 | $49 |
| Sigourney | 3 Beds, 1 Bath, 1,940 sqft | $115,000 | $56 |
| Ottumwa | 3 Beds, 2 Baths, 2,240 sqft | $220,000 | $68 |
| Exline | 3 Beds, 2 Baths, 2,120 sqft | $133,000 | $73 |
| Richman | 3 Beds, 2 Baths, 2,140 sqft | $174,000 | $81 |
| Palmyra | 3 Beds, 1 Bath, 2,180 sqft | $123,000 | $62 |
| Kirkville | 2 Beds, 1 Bath, 1,030 sqft | $73,000 | $25 |
| Spring Creek | 3 Beds, 1 Bath, 2,240 sqft | $125,000 | $78 |
Here are some typical claims filed in Albia:
| Claim | Typical Claim Amount |
|---|---|
| DOG BITE (LIABILITY) | $6,500 |
| SMOKE | $10,500 |
| LIABILITY (ALL OTHER) | $43,000 |
Your Albia, IA insurance agent (see examples below) can help with your claims.
Here is a list of Albia, IA homeowners with differing backgrounds & their changing home insurance.
| Employment Status | Credit Score | Income Level | Other Details | Monthly Home Insurance Rate |
|---|---|---|---|---|
| Full Time Job | 750-799 Credit Score | $75 to $100,000 | 3 Pets, Non-Smoker | $130 |
| Part Time Job | Up to 499 Credit Score | <$25,000 | No Pets, Non-Smoker | $1,160 |
| Unemployed | 600-649 Credit Score | No Income | More than 3 Pets at home, Smoker | $570 |