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Read amazing research on Liberty, IA Home Insurance Rates which will help keep your rates really cheap.

Replacement Value of your home in Liberty, IA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Liberty, IA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Liberty 2 Beds, 1 Bath, 970 sqft $91,000 $41
Oakville 4 Beds, 1 Bath, 1,650 sqft $116,000 $58
Mechanicsville 2 Beds, 1 Bath, 960 sqft $91,000 $39
Little York, IL 4 Beds, 1 Bath, 2,350 sqft $194,000 $63
Brighton 4 Beds, 3 Baths, 2,910 sqft $257,000 $105
Western, IL 3 Beds, 2 Baths, 2,030 sqft $136,000 $69
Onslow 2 Beds, 1 Bath, 1,290 sqft $66,000 $52
Wapsinonoc 2 Beds, 1 Bath, 1,290 sqft $98,000 $56
Palo 2 Beds, 1 Bath, 1,620 sqft $154,000 $63
Rock Island, IL 2 Beds, 1 Bath, 1,410 sqft $107,000 $54
Rivoli, IL 3 Beds, 1 Bath, 1,870 sqft $131,000 $64
South Amana 3 Beds, 1 Bath, 2,010 sqft $150,000 $106
Lynn, IL 2 Beds, 1 Bath, 1,630 sqft $118,000 $63
Waterford 3 Beds, 1 Bath, 1,280 sqft $133,000 $45
Grandview 2 Beds, 1 Bath, 950 sqft $62,000 $29
Rock Island Arsenal, IL 4 Beds, 2 Baths, 3,180 sqft $219,000 $140
Sweetland 4 Beds, 1 Bath, 2,270 sqft $177,000 $126
Maine 3 Beds, 1 Bath, 2,210 sqft $176,000 $139
Bennett 3 Beds, 2 Baths, 1,970 sqft $144,000 $70
Solon 3 Beds, 2 Baths, 1,590 sqft $103,000 $77
Millersburg, IL 2 Beds, 1 Bath, 1,400 sqft $117,000 $47

If your Liberty, IA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Liberty:

Claim Typical Claim Amount
THEFT/BURGLARY $1,500
FIRE $47,500
DOG BITE (LIABILITY) $6,500

Your Liberty, IA insurance agent (see examples below) can help with your claims.

  • State Farm: Nanci Kohl, 431 highway 1 w, Iowa City, IA, 52246-4205 319-338-6200
  • Allstate: Carousel Insurance Group, 809 highway 1 w, Iowa City, IA, 52246 (319) 248-3037
  • State Farm: Amanda Buenemann, 2711 university dr, Muscatine, IA, 52761-9559 563-263-2744
  • State Farm: Matt Mccall, 102 e south st, Tipton, IA, 52772-1754 563-886-6120
  • State Farm: Brenda Garcia, 2021 cedar plaza dr, Muscatine, IA, 52761-2283 563-263-7166

Your Background Impacts Your Home Insurance Quotes

Here is a list of Liberty, IA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 500-549 Credit Score <$25,000 More than 3 Pets at home, Smoker $530
Part Time Job Up to 499 Credit Score $25 to 50,000 No Pets, Non-Smoker $480
Full Time Job 800-850 Credit Score <$25,000 1 Pet, Smoker $250