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This startling study about Fruitland, IA Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.

Replacement Value of your home in Fruitland, IA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Fruitland, IA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Fruitland 3 Beds, 1 Bath, 1300 sqft $108,000 $77
Martelle 4 Beds, 2 Baths, 3,320 sqft $397,000 $157
New Boston, IL 3 Beds, 2 Baths, 1,450 sqft $116,000 $52
Salem 2 Beds, 1 Bath, 1,470 sqft $89,000 $41
Harper 3 Beds, 2 Baths, 1,310 sqft $117,000 $58
Port Louisa 3 Beds, 1 Bath, 1,770 sqft $147,000 $97
Cleveland, IL 2 Beds, 1 Bath, 970 sqft $103,000 $46
Ellison, IL 2 Beds, 1 Bath, 1,140 sqft $125,000 $59
Hickory Grove 2 Beds, 1 Bath, 1,550 sqft $101,000 $74
Clover, IL 3 Beds, 1 Bath, 1,220 sqft $104,000 $36
Duncan, IL 2 Beds, 1 Bath, 1,030 sqft $78,000 $41
Lomax, IL 2 Beds, 1 Bath, 1,320 sqft $85,000 $43
Millersburg, IL 2 Beds, 1 Bath, 1,470 sqft $156,000 $84
Middletown 3 Beds, 1 Bath, 1,840 sqft $169,000 $102
Olds 3 Beds, 2 Baths, 1,790 sqft $190,000 $107
Tippecanoe 2 Beds, 1 Bath, 1,040 sqft $78,000 $59
Moline, IL 4 Beds, 2 Baths, 3,230 sqft $270,000 $86
Brighton 3 Beds, 2 Baths, 1,480 sqft $130,000 $60
Trenton 2 Beds, 1 Bath, 1,240 sqft $98,000 $54
Park View 4 Beds, 1 Bath, 2,010 sqft $167,000 $129
Oxford, IL 3 Beds, 1 Bath, 1,290 sqft $105,000 $43

If your Fruitland, IA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Fruitland:

Claim Typical Claim Amount
FREEZING WATER (INCLUDES BURSTING PIPES) $5,000
WIND $4,000
WATER DAMAGE $5,500

Your Fruitland, IA insurance agent (see examples below) can help with your claims.

  • State Farm: Jon Ingstad, 322 cedar st, Wilton, IA, 52778-7713 563-732-3933
  • State Farm: Ed Vineyard, 104 highway 61 n, Wapello, IA, 52653-1338 319-523-4141
  • State Farm: Brenda Garcia, 2021 cedar plaza dr, Muscatine, IA, 52761-2283 563-263-7166
  • State Farm: Bob Keig, 415 iowa ave, Muscatine, IA, 52761-3819 563-263-7355
  • State Farm: Ed Vineyard, 104 highway 61 north, Wapello, IA, 52653-0241 319-523-4141

Your Background Impacts Your Home Insurance Quotes

Here is a list of Fruitland, IA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 500-549 Credit Score $50 to $75,000 3 Pets, Smoker $930
Freelancer 700-749 Credit Score <$25,000 No Pets, Non-Smoker $150
Retired 750-799 Credit Score $25 to 50,000 More than 3 Pets at home, Smoker $190