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Read about what causes changes in your Humboldt, IA Home Insurance Rates & get great deals with that insight when you compare quotes.

Replacement Value of your home in Humboldt, IA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Humboldt, IA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Humboldt 2 Beds, 1 Bath, 1320 sqft $104,000 $28
Latimer 2 Beds, 1 Bath, 1,660 sqft $152,000 $64
Forest 4 Beds, 2 Baths, 2,440 sqft $138,000 $57
Booth 3 Beds, 2 Baths, 2,110 sqft $183,000 $70
Wisner 2 Beds, 1 Bath, 1,380 sqft $137,000 $47
Marathon 2 Beds, 1 Bath, 950 sqft $60,000 $44
Britt 3 Beds, 1 Bath, 1,220 sqft $78,000 $28
Badger 3 Beds, 1 Bath, 1,240 sqft $76,000 $26
Wall Lake 3 Beds, 1 Bath, 1,970 sqft $135,000 $61
Kendrick 4 Beds, 3 Baths, 2,480 sqft $233,000 $79
Sioux Rapids 2 Beds, 1 Bath, 1,170 sqft $47,000 $26
Boxholm 4 Beds, 2 Baths, 2,170 sqft $206,000 $75
Alden 2 Beds, 1 Bath, 1,410 sqft $98,000 $27
Rockwell City 3 Beds, 1 Bath, 1,620 sqft $81,000 $41
Freedom 2 Beds, 1 Bath, 1,560 sqft $85,000 $49
Swan Lake 4 Beds, 3 Baths, 2,230 sqft $192,000 $73
Harcourt 2 Beds, 1 Bath, 1,020 sqft $80,000 $35
Jackson 4 Beds, 3 Baths, 2,810 sqft $201,000 $119
Powhatan 4 Beds, 1 Bath, 2,930 sqft $236,000 $73
Clare 3 Beds, 1 Bath, 2,100 sqft $194,000 $44
Farnhamville 2 Beds, 1 Bath, 1,350 sqft $75,000 $29

If your Humboldt, IA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Humboldt:

Claim Typical Claim Amount
FREEZING WATER (INCLUDES BURSTING PIPES) $5,000
THEFT/BURGLARY $1,500
LIABILITY (ALL OTHER) $43,000

Your Humboldt, IA insurance agent (see examples below) can help with your claims.

  • Travelers: Calvert Singer Kelley Ins, 148 n 9th st, Fort Dodge, IA, 50501 515-576-5145
  • State Farm: Mitch Lunn, 616 n 15th st, Fort Dodge, IA, 50501-3322 515-576-4171
  • Farmers: Daniel Winninger, 1222 central ave ste a, Fort Dodge, IA, 50501 (515) 573-2234
  • Liberty Mutual Independent: Kingsgate Insurance Center Inc, 126 n 25th st, Fort Dodge, IA, 50501 (515) 576-4321
  • State Farm: Dan Flattery, 24 s 18th st, Fort Dodge, IA, 50501-5132 515-955-7181

Your Background Impacts Your Home Insurance Quotes

Here is a list of Humboldt, IA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 500-549 Credit Score <$25,000 3 Pets, Smoker $670
Unemployed 550-599 Credit Score No Income More than 3 Pets at home, Non-Smoker $720
Freelancer 700-749 Credit Score >$150,000 1 Pet, Non-Smoker $1,130