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This startling study about Knoxville, Iowa Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.

Replacement Value of your home in Knoxville, IA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Knoxville, IA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Knoxville 2 Beds, 1 Bath, 1100 sqft $70,000 $29
Mystic 2 Beds, 1 Bath, 960 sqft $72,000 $39
Knoxville 3 Beds, 1 Bath, 1,690 sqft $125,000 $38
Oskaloosa 4 Beds, 1 Bath, 3,280 sqft $300,000 $91
Whitebreast 3 Beds, 1 Bath, 1,560 sqft $148,000 $53
Spring Creek 3 Beds, 2 Baths, 1,400 sqft $123,000 $58
Baxter 4 Beds, 3 Baths, 2,590 sqft $218,000 $79
Bear Creek 2 Beds, 1 Bath, 1,460 sqft $113,000 $49
Brooklyn 2 Beds, 1 Bath, 1,430 sqft $114,000 $80
Centerville 2 Beds, 1 Bath, 1,180 sqft $115,000 $41
Timber Creek 2 Beds, 1 Bath, 1,610 sqft $144,000 $75
Richman 3 Beds, 1 Bath, 1,710 sqft $163,000 $95
What Cheer 2 Beds, 1 Bath, 1,270 sqft $106,000 $62
Searsboro 4 Beds, 2 Baths, 1,710 sqft $134,000 $61
Allerton 2 Beds, 1 Bath, 1,100 sqft $65,000 $37
High Point 2 Beds, 1 Bath, 1,650 sqft $139,000 $40
Keomah Village 3 Beds, 1 Bath, 2,080 sqft $105,000 $75
Haverhill 3 Beds, 2 Baths, 2,360 sqft $124,000 $85
Center 4 Beds, 3 Baths, 1,800 sqft $98,000 $52
Warren 4 Beds, 3 Baths, 2,960 sqft $226,000 $124
De Soto 2 Beds, 1 Bath, 1,420 sqft $101,000 $34

If your Knoxville, IA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Knoxville:

Claim Typical Claim Amount
FREEZING WATER (INCLUDES BURSTING PIPES) $5,000
PHYSICAL DAMAGE $2,000
WATER DAMAGE $7,500

Your Knoxville, IA insurance agent (see examples below) can help with your claims.

  • Farmers: Shauna Vantomme, 203 n monroe st, Monroe, IA, 50170 (641) 259-2273
  • Travelers: Pella Insurance, 808 washington st, Pella, IA, 50219 641-628-9235
  • State Farm: Kevin Van Wyk, 606 oskaloosa st, Pella, IA, 50219-2135 641-628-2550
  • Allstate: Cook & Son Agency, 700 main st ste 103, Pella, IA, 50219 (641) 628-4904
  • Liberty Mutual Independent: Tulip City Agency Ltd, 700 washington st, Pella, IA, 50219 641-628-1270

Your Background Impacts Your Home Insurance Quotes

Here is a list of Knoxville, IA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job Up to 499 Credit Score <$25,000 1 Pet, Non-Smoker $500
Full Time Job 600-649 Credit Score $25 to 50,000 3 Pets, Non-Smoker $510
Retired 800-850 Credit Score $25 to 50,000 More than 3 Pets at home, Smoker $380