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This fantastic information on Mitchell County, Iowa Home Insurance Rates will change how you compare quotes & buy your homeowners insurance.

Replacement Value of your home in Mitchell County, IA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Mitchell County, IA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Mitchell County 3 Beds, 2 Baths, 1380 sqft $86,000 $42
Geneva, MN 4 Beds, 2 Baths, 3,310 sqft $167,000 $99
Freeman, MN 4 Beds, 2 Baths, 3,010 sqft $294,000 $134
Nevada, MN 4 Beds, 1 Bath, 2,390 sqft $155,000 $59
Hayfield, MN 4 Beds, 3 Baths, 2,250 sqft $225,000 $79
Dumont 2 Beds, 1 Bath, 1,570 sqft $129,000 $80
Oak Dale 3 Beds, 1 Bath, 2,180 sqft $179,000 $79
Somerset, MN 3 Beds, 2 Baths, 2,120 sqft $144,000 $80
Cresco 2 Beds, 1 Bath, 1,680 sqft $110,000 $56
Jacksonville 4 Beds, 3 Baths, 2,570 sqft $137,000 $56
Nashua 2 Beds, 1 Bath, 1,780 sqft $158,000 $75
Bethel 2 Beds, 1 Bath, 1,190 sqft $55,000 $50
Dougherty 2 Beds, 1 Bath, 1,000 sqft $58,000 $30
Sheffield 2 Beds, 1 Bath, 1,690 sqft $82,000 $42
Clear Lake 2 Beds, 1 Bath, 1,530 sqft $86,000 $44
Latimer 2 Beds, 1 Bath, 1,550 sqft $120,000 $54
Concord 2 Beds, 1 Bath, 1,570 sqft $90,000 $65
Racine, MN 2 Beds, 1 Bath, 1,650 sqft $151,000 $64
Harmony, MN 3 Beds, 1 Bath, 2,130 sqft $128,000 $71
Mott 3 Beds, 2 Baths, 1,350 sqft $105,000 $50
New Oregon 2 Beds, 1 Bath, 920 sqft $97,000 $34

If your Mitchell County, IA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Mitchell County:

Claim Typical Claim Amount
LIABILITY (ALL OTHER) $51,000
WIND $4,000
THEFT/BURGLARY $2,000

Your Mitchell County, IA insurance agent (see examples below) can help with your claims.

  • Travelers: Town & Country Insurance Agency, 711 main st, Osage, IA, 50461 641-732-5576
  • State Farm: Craig Eisenman, 1429 main st, Osage, IA, 50461-1822 641-732-5313

Your Background Impacts Your Home Insurance Quotes

Here is a list of Mitchell County, IA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 800-850 Credit Score $25 to 50,000 1 Pet, Non-Smoker $100
Freelancer 700-749 Credit Score $25 to 50,000 2 Pets, Non-Smoker $260
Unemployed 550-599 Credit Score <$25,000 No Pets, Smoker $250