The issues listed mainly affect Algona, Iowa Home Insurance Rates & getting on top of them can keep your costs really cheap.
Here is a list of replacement costs & home insurance for Algona, IA & nearby areas
| Place | Typical Home Size | Replacement Cost | Monthly Home Insurance Cost |
|---|---|---|---|
| Algona | 4 Beds, 1 Bath, 2000 sqft | $146,000 | $60 |
| Weaver | 3 Beds, 2 Baths, 1,940 sqft | $136,000 | $106 |
| Thornton | 4 Beds, 1 Bath, 3,320 sqft | $201,000 | $90 |
| Ringsted | 3 Beds, 2 Baths, 1,960 sqft | $98,000 | $48 |
| Granada, MN | 4 Beds, 3 Baths, 1,880 sqft | $94,000 | $65 |
| Johnson | 2 Beds, 1 Bath, 1,720 sqft | $124,000 | $44 |
| Lake Fremont, MN | 4 Beds, 2 Baths, 1,740 sqft | $68,000 | $56 |
| Twin Lakes | 3 Beds, 2 Baths, 1,980 sqft | $141,000 | $64 |
| Humboldt | 3 Beds, 1 Bath, 1,410 sqft | $111,000 | $37 |
| Estherville | 3 Beds, 1 Bath, 2,330 sqft | $216,000 | $120 |
| Linden | 3 Beds, 1 Bath, 1,400 sqft | $96,000 | $66 |
| Havelock | 3 Beds, 2 Baths, 2,020 sqft | $130,000 | $75 |
| Wesley | 3 Beds, 1 Bath, 1,670 sqft | $80,000 | $45 |
| Roosevelt | 4 Beds, 3 Baths, 2,380 sqft | $170,000 | $76 |
| Ottosen | 4 Beds, 2 Baths, 3,400 sqft | $161,000 | $81 |
| Badger | 2 Beds, 1 Bath, 910 sqft | $90,000 | $33 |
| Thor | 2 Beds, 1 Bath, 1,520 sqft | $139,000 | $68 |
| Greenville | 3 Beds, 1 Bath, 2,190 sqft | $136,000 | $76 |
| Milford | 4 Beds, 2 Baths, 1,650 sqft | $123,000 | $82 |
| Thompson | 2 Beds, 1 Bath, 1,200 sqft | $90,000 | $28 |
| Cummins | 2 Beds, 1 Bath, 1,290 sqft | $109,000 | $58 |
Here are some typical claims filed in Algona:
| Claim | Typical Claim Amount |
|---|---|
| WATER DAMAGE | $7,500 |
| FIRE | $60,500 |
| FREEZING WATER (INCLUDES BURSTING PIPES) | $5,000 |
Your Algona, IA insurance agent (see examples below) can help with your claims.
Here is a list of Algona, IA homeowners with differing backgrounds & their changing home insurance.
| Employment Status | Credit Score | Income Level | Other Details | Monthly Home Insurance Rate |
|---|---|---|---|---|
| Retired | 750-799 Credit Score | No Income | 3 Pets, Smoker | $540 |
| Freelancer | 550-599 Credit Score | >$150,000 | 2 Pets, Non-Smoker | $720 |
| Unemployed | 800-850 Credit Score | No Income | More than 3 Pets at home, Smoker | $1,800 |