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Given here are some important aspects of your Benton County, Iowa Home Insurance that impact your rates & can support you in getting a great deal.

Replacement Value of your home in Benton County, IA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Benton County, IA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Benton County 2 Beds, 1 Bath, 1490 sqft $138,000 $67
Stout 4 Beds, 3 Baths, 2,440 sqft $277,000 $105
Kalona 3 Beds, 1 Bath, 1,430 sqft $98,000 $54
Hiawatha 4 Beds, 2 Baths, 1,960 sqft $114,000 $56
Conrad 3 Beds, 2 Baths, 2,210 sqft $214,000 $140
Newhall 3 Beds, 2 Baths, 1,270 sqft $94,000 $54
Brooklyn 4 Beds, 1 Bath, 1,640 sqft $110,000 $82
Vienna 2 Beds, 1 Bath, 1,650 sqft $97,000 $85
Haverhill 3 Beds, 1 Bath, 2,380 sqft $215,000 $88
Washburn 3 Beds, 2 Baths, 1,470 sqft $165,000 $51
Rock Creek 3 Beds, 2 Baths, 1,630 sqft $136,000 $49
Homer 3 Beds, 2 Baths, 1,390 sqft $110,000 $57
Cedar Falls 2 Beds, 1 Bath, 1,740 sqft $168,000 $67
Reinbeck 3 Beds, 1 Bath, 2,280 sqft $213,000 $146
Alburnett 4 Beds, 3 Baths, 2,240 sqft $158,000 $76
Wellman 4 Beds, 3 Baths, 2,840 sqft $308,000 $133
Stanley 2 Beds, 1 Bath, 1,650 sqft $99,000 $51
Ladora 4 Beds, 1 Bath, 2,100 sqft $133,000 $78
Graham 3 Beds, 2 Baths, 2,020 sqft $112,000 $110
Lime Creek 3 Beds, 1 Bath, 1,630 sqft $152,000 $81
Mariposa 3 Beds, 1 Bath, 2,140 sqft $110,000 $46

If your Benton County, IA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Benton County:

Claim Typical Claim Amount
SMOKE $14,500
WATER DAMAGE $7,500
THEFT/BURGLARY $2,000

Your Benton County, IA insurance agent (see examples below) can help with your claims.

  • Travelers: Three Rivers Insurance, 120 e 4th st, Vinton, IA, 52349 Phone: 319-472-4797
  • State Farm: Kari Klien, 3011 johnson avenue nw, Cedar Rapids, IA, 52405-4628 319-396-3222
  • Allstate: Rick L. Kalina, 3135 wiley blvd sw ste 106, Cedar Rapids, IA, 52404 (319) 362-2545
  • Liberty Mutual Independent: First Iowa Insurance Agency, 4101 glass rd ne, Cedar Rapids, IA, 52402 (319) 393-5262
  • Farmers: Shawn Schuman, 1350 boyson rd # 2, Hiawatha, IA, 52233 (319) 826-4740

Your Background Impacts Your Home Insurance Quotes

Here is a list of Benton County, IA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 500-549 Credit Score $50 to $75,000 No Pets, Smoker $680
Freelancer Up to 499 Credit Score >$150,000 3 Pets, Smoker $450
Part Time Job 650-699 Credit Score $25 to 50,000 More than 3 Pets at home, Non-Smoker $240