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Given here are some important aspects of your Clay, Iowa Home Insurance that impact your rates & can support you in getting a great deal.

Replacement Value of your home in Clay, IA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Clay, IA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Clay 4 Beds, 3 Baths, 2680 sqft $361,000 $209
Huxley 3 Beds, 1 Bath, 1,760 sqft $183,000 $84
Windsor Heights 2 Beds, 1 Bath, 1,260 sqft $136,000 $60
Summit 3 Beds, 1 Bath, 2,030 sqft $218,000 $91
Panora 4 Beds, 1 Bath, 1,860 sqft $210,000 $56
Des Moines 3 Beds, 2 Baths, 2,000 sqft $206,000 $69
Marcy 4 Beds, 1 Bath, 1,750 sqft $172,000 $88
Polk City 2 Beds, 1 Bath, 1,580 sqft $160,000 $74
Grand Junction 3 Beds, 1 Bath, 1,490 sqft $150,000 $62
Luther 2 Beds, 1 Bath, 1,520 sqft $156,000 $105
Slater 4 Beds, 1 Bath, 2,110 sqft $249,000 $107
Timber Creek 3 Beds, 2 Baths, 2,240 sqft $200,000 $117
Harvey 2 Beds, 1 Bath, 1,240 sqft $131,000 $47
Crawford 4 Beds, 1 Bath, 2,190 sqft $231,000 $131
Beaver 3 Beds, 1 Bath, 1,680 sqft $110,000 $54
Norwalk 2 Beds, 1 Bath, 1,540 sqft $127,000 $66
Saylorville 2 Beds, 1 Bath, 1,030 sqft $106,000 $56
Squaw 3 Beds, 1 Bath, 1,640 sqft $233,000 $93
Osceola 2 Beds, 1 Bath, 1,740 sqft $142,000 $49
Perry 3 Beds, 2 Baths, 1,850 sqft $133,000 $78
Redfield 3 Beds, 2 Baths, 2,050 sqft $169,000 $69

If your Clay, IA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Clay:

Claim Typical Claim Amount
THEFT/BURGLARY $2,000
FIRE $60,500
LIABILITY (ALL OTHER) $51,000

Your Clay, IA insurance agent (see examples below) can help with your claims.

  • Nationwide: Jeremie Jordan, 655 walnut st ste 136, Des Moines, IA, 50309-3930 (515) 288-3004
  • Liberty Mutual Independent: Midwest Insurance Corporation, 93 main st, Maxwell, IA, 50161 (515) 387-8725
  • Travelers: Ligouri & Associates Inc, 4320 1/2 sw 9th st, Des Moines, IA, 50315 Phone: 515-285-0370
  • Farmers: Gregory Chase, 475 s 50th st ste 500, W Des Moines, IA, 50265 (515) 309-5900
  • State Farm: Steve Curren, 5929 ashworth rd, Wdm, IA, 50266-7109 515-225-2660

Your Background Impacts Your Home Insurance Quotes

Here is a list of Clay, IA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 550-599 Credit Score No Income 3 Pets, Smoker $370
Full Time Job 750-799 Credit Score $25 to 50,000 1 Pet, Non-Smoker $670
Freelancer 700-749 Credit Score <$25,000 More than 3 Pets at home, Smoker $170