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In Depth Analysis of Des Moines County, Iowa Home Insurance Rates to get you a leg up in your negotiations after you get quotes.

Replacement Value of your home in Des Moines County, IA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Des Moines County, IA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Des Moines County 2 Beds, 1 Bath, 960 sqft $54,000 $24
Des Moines, MO 3 Beds, 2 Baths, 1,320 sqft $98,000 $51
Drury, IL 3 Beds, 1 Bath, 1,580 sqft $69,000 $34
Rock Island, IL 2 Beds, 1 Bath, 1,690 sqft $147,000 $83
Van Buren 4 Beds, 1 Bath, 2,370 sqft $179,000 $62
Duncan, IL 4 Beds, 1 Bath, 2,280 sqft $121,000 $56
Abington, IL 2 Beds, 1 Bath, 1,660 sqft $109,000 $47
Aledo, IL 3 Beds, 2 Baths, 1,820 sqft $137,000 $70
Alpha, IL 3 Beds, 2 Baths, 1,780 sqft $79,000 $64
Alexis, IL 4 Beds, 1 Bath, 2,890 sqft $191,000 $125
Matherville, IL 3 Beds, 1 Bath, 1,410 sqft $86,000 $44
Westwood 2 Beds, 1 Bath, 1,760 sqft $131,000 $90
Donnellson 2 Beds, 1 Bath, 1,790 sqft $94,000 $40
Henry 2 Beds, 1 Bath, 1,770 sqft $165,000 $68
Buchanan 2 Beds, 1 Bath, 1,030 sqft $72,000 $39
Carman, IL 3 Beds, 1 Bath, 2,110 sqft $126,000 $64
Eliza, IL 2 Beds, 1 Bath, 1,300 sqft $98,000 $45
Reynolds, IL 2 Beds, 1 Bath, 1,600 sqft $101,000 $54
Oquawka, IL 2 Beds, 1 Bath, 1,340 sqft $78,000 $37
Hillsboro 2 Beds, 1 Bath, 1,000 sqft $75,000 $33
Pleasant Ridge 3 Beds, 2 Baths, 1,910 sqft $182,000 $101

If your Des Moines County, IA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Des Moines County:

Claim Typical Claim Amount
FIRE $60,500
SMOKE $14,500
FREEZING WATER (INCLUDES BURSTING PIPES) $5,000

Your Des Moines County, IA insurance agent (see examples below) can help with your claims.

  • Travelers: Fullenkamp Insurance Agcy Inc, 5th and ave d, West Point, IA, 52656 Phone: 319-837-6178
  • State Farm: Kent Brown, 2723 mount pleasant st, Burlington, IA, 52601-2137 319-752-1236
  • Allstate: Greater Midstat Agy, 114 s broadway st, Stronghurst, IL, 61480 (309) 924-1717
  • Travelers: Fullenkamp Insurance Agcy Inc, 307 5th st west point, West Point, IA, 52656
  • Travelers: Arthur J Gallagher Risk Management Svcs Inc, 600 s starr ave, Burlington, IA, 52601 Phone: 319-754-8488

Your Background Impacts Your Home Insurance Quotes

Here is a list of Des Moines County, IA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 500-549 Credit Score $25 to 50,000 3 Pets, Smoker $200
Retired 750-799 Credit Score <$25,000 1 Pet, Non-Smoker $500
Unemployed Up to 499 Credit Score No Income More than 3 Pets at home, Smoker $380