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Check out some must see numbers behind your Story County, Iowa Home Insurance Rates to get cheap quotes from top insurance firms.

Replacement Value of your home in Story County, IA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Story County, IA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Story County 2 Beds, 1 Bath, 1270 sqft $167,000 $70
Bloomfield 3 Beds, 2 Baths, 1,800 sqft $136,000 $82
Reasnor 2 Beds, 1 Bath, 1,660 sqft $120,000 $60
Conrad 4 Beds, 3 Baths, 2,770 sqft $235,000 $114
Marcy 4 Beds, 2 Baths, 3,340 sqft $345,000 $104
Bondurant 2 Beds, 1 Bath, 1,020 sqft $88,000 $41
Kelley 3 Beds, 2 Baths, 2,020 sqft $184,000 $65
Poweshiek 2 Beds, 1 Bath, 1,260 sqft $80,000 $69
Harcourt 2 Beds, 1 Bath, 1,070 sqft $88,000 $38
Stanhope 4 Beds, 1 Bath, 1,690 sqft $165,000 $85
Jamaica 2 Beds, 1 Bath, 1,550 sqft $135,000 $64
Boxholm 2 Beds, 1 Bath, 1,470 sqft $120,000 $72
Garden City 4 Beds, 1 Bath, 2,230 sqft $229,000 $135
Cambridge 2 Beds, 1 Bath, 1,450 sqft $80,000 $47
Indian Creek 4 Beds, 1 Bath, 3,310 sqft $462,000 $170
Newark 3 Beds, 1 Bath, 1,880 sqft $272,000 $89
Green Mountain 2 Beds, 1 Bath, 970 sqft $112,000 $52
Mariposa 3 Beds, 1 Bath, 1,750 sqft $172,000 $95
Perry 3 Beds, 2 Baths, 1,470 sqft $157,000 $97
Polk City 2 Beds, 1 Bath, 1,330 sqft $104,000 $73
Mitchellville 3 Beds, 2 Baths, 1,640 sqft $186,000 $77

If your Story County, IA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Story County:

Claim Typical Claim Amount
WATER DAMAGE $7,500
LIABILITY (ALL OTHER) $51,000
FREEZING WATER (INCLUDES BURSTING PIPES) $5,000

Your Story County, IA insurance agent (see examples below) can help with your claims.

  • Travelers: Gateway Insurance Services Inc, 1416 buckeye ave, Ames, IA, 50010 Phone: 515-232-6001
  • State Farm: Meg Dobson, 515 grand avenue, Ames, IA, 50010-6061 515-232-3307
  • Farmers: Scott Kosanke, 123 6th st, Ames, IA, 50010 (515) 232-3212
  • Allstate: Randy Highness, 516 lincoln way ste b, Ames, IA, 50010 (515) 232-0771
  • Liberty Mutual Independent: Midwest Insurance Corporation, 93 main, Maxwell, IA, 50161

Your Background Impacts Your Home Insurance Quotes

Here is a list of Story County, IA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 550-599 Credit Score $25 to 50,000 No Pets, Non-Smoker $190
Full Time Job 800-850 Credit Score $100 to $150,000 More than 3 Pets at home, Smoker $1,020
Freelancer 500-549 Credit Score $100 to $150,000 1 Pet, Non-Smoker $360