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In Depth Analysis of Ventura, IA Home Insurance Rates to get you a leg up in your negotiations after you get quotes.

Replacement Value of your home in Ventura, IA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Ventura, IA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Ventura 3 Beds, 1 Bath, 2010 sqft $137,000 $109
Kensett 4 Beds, 1 Bath, 3,330 sqft $298,000 $119
Lake Mills 2 Beds, 1 Bath, 1,000 sqft $119,000 $36
Hayward, MN 3 Beds, 1 Bath, 1,530 sqft $193,000 $71
Bristow 3 Beds, 2 Baths, 2,360 sqft $268,000 $73
Rock Grove 3 Beds, 2 Baths, 1,750 sqft $165,000 $101
Alden 2 Beds, 1 Bath, 1,720 sqft $221,000 $146
Emmons, MN 4 Beds, 1 Bath, 2,560 sqft $191,000 $64
Ventura 4 Beds, 2 Baths, 2,380 sqft $238,000 $70
Blue Earth, MN 3 Beds, 2 Baths, 1,870 sqft $200,000 $59
Blairsburg 2 Beds, 1 Bath, 1,730 sqft $167,000 $61
Emerald, MN 2 Beds, 1 Bath, 1,640 sqft $195,000 $75
Kanawha 2 Beds, 1 Bath, 1,740 sqft $131,000 $56
Fertile 4 Beds, 2 Baths, 2,020 sqft $273,000 $62
Hutchins 4 Beds, 1 Bath, 1,800 sqft $141,000 $89
Ross 3 Beds, 2 Baths, 1,480 sqft $148,000 $52
St. Charles 3 Beds, 1 Bath, 1,510 sqft $163,000 $67
Osage 4 Beds, 3 Baths, 2,270 sqft $239,000 $128
Fenton 3 Beds, 2 Baths, 1,950 sqft $226,000 $97
Nunda, MN 4 Beds, 2 Baths, 2,350 sqft $254,000 $97
Thompson 2 Beds, 1 Bath, 1,600 sqft $210,000 $118

If your Ventura, IA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Ventura:

Claim Typical Claim Amount
PHYSICAL DAMAGE $2,500
FIRE $54,000
FREEZING WATER (INCLUDES BURSTING PIPES) $5,000

Your Ventura, IA insurance agent (see examples below) can help with your claims.

  • Travelers: Mason City All Risk Insurance Inc, 1415 s monroe ave ste c, Mason City, IA, 50401 641-423-8785
  • State Farm: Kim Ruter, 512 main ave, Clear Lake, IA, 50428-1829 641-357-8292
  • Allstate: Brian Randall, 222 1st st nw, Mason City, IA, 50401 (641) 423-4442
  • Liberty Mutual Independent: First Insurance Agency, 20 e state st, Mason City, IA, 50401 641-421-8000
  • State Farm: Kristy Marquis, 15 east state street, Mason City, IA, 50401-3317 641-423-7930

Your Background Impacts Your Home Insurance Quotes

Here is a list of Ventura, IA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 650-699 Credit Score >$150,000 More than 3 Pets at home, Non-Smoker $780
Full Time Job Up to 499 Credit Score $75 to $100,000 No Pets, Smoker $290
Unemployed 600-649 Credit Score No Income 1 Pet, Smoker $410