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The variables explained here drive your Fontanelle, IA Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Fontanelle, IA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Fontanelle, IA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Fontanelle 2 Beds, 1 Bath, 1410 sqft $102,000 $44
Fontanelle 3 Beds, 1 Bath, 1,340 sqft $113,000 $38
Adair 4 Beds, 2 Baths, 2,650 sqft $104,000 $65
Doyle 4 Beds, 2 Baths, 2,130 sqft $177,000 $81
Valley 3 Beds, 2 Baths, 2,220 sqft $84,000 $46
3 Beds, 2 Baths, 1,770 sqft $92,000 $30
Exira 2 Beds, 1 Bath, 1,600 sqft $83,000 $34
Redfield 2 Beds, 1 Bath, 1,290 sqft $69,000 $38
Cromwell 2 Beds, 1 Bath, 1,510 sqft $69,000 $47
Earlham 2 Beds, 1 Bath, 1,570 sqft $110,000 $61
Willey 4 Beds, 1 Bath, 2,840 sqft $116,000 $79
Gravity 4 Beds, 1 Bath, 1,830 sqft $82,000 $54
Boone 3 Beds, 1 Bath, 1,650 sqft $96,000 $33
Blockton 2 Beds, 1 Bath, 1,330 sqft $56,000 $33
4 Beds, 2 Baths, 2,810 sqft $116,000 $65
Griswold 2 Beds, 1 Bath, 1,260 sqft $66,000 $48
Knox 4 Beds, 2 Baths, 3,110 sqft $109,000 $41
Sharpsburg 3 Beds, 2 Baths, 2,110 sqft $109,000 $69
Kimballton 3 Beds, 1 Bath, 2,030 sqft $88,000 $38
Clarinda 2 Beds, 1 Bath, 1,170 sqft $64,000 $30
Irwin 4 Beds, 3 Baths, 3,340 sqft $124,000 $80

If your Fontanelle, IA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Fontanelle:

Claim Typical Claim Amount
PHYSICAL DAMAGE $2,000
FIRE $47,500
THEFT/BURGLARY $1,500

Your Fontanelle, IA insurance agent (see examples below) can help with your claims.

  • Travelers: Hometown Insurance Inc, 501 e taylor, Creston, IA, 50801 641-782-4626
  • State Farm: Ben Adamson, 300 russell st, Creston, IA, 50801-3023 641-782-8549

Your Background Impacts Your Home Insurance Quotes

Here is a list of Fontanelle, IA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 700-749 Credit Score <$25,000 3 Pets, Non-Smoker $360
Retired 750-799 Credit Score <$25,000 2 Pets, Non-Smoker $340
Freelancer 500-549 Credit Score $75 to $100,000 1 Pet, Non-Smoker $160