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Read amazing research on Ellsworth, IA Home Insurance Rates which will help keep your rates really cheap.

Replacement Value of your home in Ellsworth, IA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Ellsworth, IA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Ellsworth 2 Beds, 1 Bath, 1510 sqft $130,000 $73
Stratford 5 Beds, 3 Baths, 4,100 sqft $248,000 $83
Crocker 3 Beds, 1 Bath, 1,840 sqft $127,000 $69
Knierim 2 Beds, 1 Bath, 1,000 sqft $78,000 $32
Yale 5 Beds, 3 Baths, 3,970 sqft $359,000 $150
Urbandale 5 Beds, 2 Baths, 4,890 sqft $430,000 $164
Grand Junction 4 Beds, 3 Baths, 2,670 sqft $223,000 $122
Liscomb 5 Beds, 1 Bath, 3,510 sqft $284,000 $155
Kelley 4 Beds, 2 Baths, 2,710 sqft $130,000 $96
Junction 2 Beds, 1 Bath, 1,270 sqft $65,000 $24
Stanhope 3 Beds, 2 Baths, 1,740 sqft $125,000 $61
Coulter 5 Beds, 3 Baths, 4,640 sqft $389,000 $223
Hardin 2 Beds, 1 Bath, 1,190 sqft $120,000 $58
Whitten 4 Beds, 3 Baths, 2,640 sqft $185,000 $112
Newark 4 Beds, 2 Baths, 2,720 sqft $128,000 $80
Kendrick 4 Beds, 1 Bath, 1,710 sqft $124,000 $56
Clemons 3 Beds, 2 Baths, 1,730 sqft $115,000 $64
Manson 3 Beds, 2 Baths, 2,090 sqft $198,000 $77
Saylor 2 Beds, 1 Bath, 1,590 sqft $96,000 $54
Jamaica 3 Beds, 2 Baths, 2,160 sqft $136,000 $70
Fort Dodge 4 Beds, 1 Bath, 3,380 sqft $393,000 $165

If your Ellsworth, IA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Ellsworth:

Claim Typical Claim Amount
THEFT/BURGLARY $2,000
PHYSICAL DAMAGE $2,500
FIRE $54,000

Your Ellsworth, IA insurance agent (see examples below) can help with your claims.

  • Travelers: Foster Insurance And Financial Servi, 735 second street webster city, Webster City, IA, 50595
  • State Farm: Meg Dobson, 515 grand avenue, Ames, IA, 50010-6061 515-232-3307
  • Allstate: Dee Mcknight, 814 8th st ste 1, Boone, IA, 50036 (515) 432-3013
  • Liberty Mutual Independent: Midwest Insurance Corporation, 1601 s b ave, Nevada, IA, 50201 515-382-3541
  • Farmers: Tamara Ross, 216 airport rd, Ames, IA, 50010 (515) 337-1710

Your Background Impacts Your Home Insurance Quotes

Here is a list of Ellsworth, IA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer Up to 499 Credit Score $75 to $100,000 2 Pets, Non-Smoker $590
Part Time Job 650-699 Credit Score <$25,000 No Pets, Smoker $770
Unemployed 600-649 Credit Score No Income 3 Pets, Smoker $280