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The issues listed mainly affect Orono, IA Home Insurance Rates & getting on top of them can keep your costs really cheap.

Replacement Value of your home in Orono, IA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Orono, IA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Orono 5 Beds, 4 Baths, 2060 sqft $140,000 $62
Calamus 5 Beds, 1 Bath, 3,490 sqft $216,000 $116
Blackhawk, IL 2 Beds, 1 Bath, 1,180 sqft $83,000 $30
Pleasant Valley 2 Beds, 1 Bath, 1,200 sqft $74,000 $29
Florence 3 Beds, 2 Baths, 2,270 sqft $89,000 $62
Parnell 3 Beds, 1 Bath, 1,210 sqft $50,000 $30
Hiawatha 2 Beds, 1 Bath, 1,230 sqft $65,000 $18
Newport 2 Beds, 1 Bath, 1,050 sqft $61,000 $31
Stronghurst, IL 3 Beds, 1 Bath, 1,960 sqft $160,000 $54
East Hazel Crest, IL 5 Beds, 4 Baths, 3,890 sqft $198,000 $144
Moline, IL 5 Beds, 2 Baths, 4,030 sqft $188,000 $176
Oquawka, IL 2 Beds, 1 Bath, 1,630 sqft $124,000 $59
Houghton 5 Beds, 1 Bath, 1,520 sqft $109,000 $50
Keswick 5 Beds, 1 Bath, 1,990 sqft $107,000 $49
Stockton 2 Beds, 1 Bath, 1,790 sqft $128,000 $31
Toronto 3 Beds, 1 Bath, 2,210 sqft $148,000 $70
York 3 Beds, 1 Bath, 1,670 sqft $97,000 $43
Crawfordsville 3 Beds, 1 Bath, 1,560 sqft $115,000 $58
Hickory Grove 3 Beds, 1 Bath, 2,050 sqft $140,000 $75
Springville 2 Beds, 1 Bath, 1,770 sqft $99,000 $61
West Chester 2 Beds, 1 Bath, 1,150 sqft $73,000 $31

If your Orono, IA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Orono:

Claim Typical Claim Amount
PHYSICAL DAMAGE $2,000
SMOKE $10,500
DOG BITE (LIABILITY) $6,500

Your Orono, IA insurance agent (see examples below) can help with your claims.

  • State Farm: Amanda Buenemann, 2711 university dr, Muscatine, IA, 52761-9559 563-263-2744
  • State Farm: Jack Fall, 117 w washington st, Washington, IA, 52353-2035 319-653-4472
  • State Farm: Brenda Garcia, 2021 cedar plaza dr, Muscatine, IA, 52761-2283 563-263-7166
  • State Farm: Scott Lujan, 301 s iowa ave, Washington, IA, 52353-1747 319-653-9050
  • State Farm: Ed Vineyard, 104 highway 61 n, Wapello, IA, 52653-1338 319-523-4141

Your Background Impacts Your Home Insurance Quotes

Here is a list of Orono, IA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 600-649 Credit Score $50 to $75,000 3 Pets, Smoker $370
Part Time Job 700-749 Credit Score <$25,000 More than 3 Pets at home, Non-Smoker $160
Unemployed 800-850 Credit Score <$25,000 2 Pets, Smoker $220