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The variables explained here drive your Swea City, IA Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Swea City, IA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Swea City, IA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Swea City 3 Beds, 1 Bath, 1610 sqft $92,000 $39
Woden 4 Beds, 3 Baths, 3,230 sqft $108,000 $71
Buffalo Center 3 Beds, 2 Baths, 2,370 sqft $132,000 $45
Winnebago, MN 4 Beds, 3 Baths, 1,980 sqft $97,000 $26
Jay, MN 2 Beds, 1 Bath, 1,690 sqft $69,000 $29
Lakefield, MN 3 Beds, 2 Baths, 2,280 sqft $107,000 $72
Fern Valley 4 Beds, 3 Baths, 1,970 sqft $60,000 $39
Ellington 4 Beds, 2 Baths, 3,240 sqft $185,000 $105
Algona 3 Beds, 1 Bath, 1,620 sqft $82,000 $41
Lake Mills 2 Beds, 1 Bath, 960 sqft $35,000 $26
Elm Creek, MN 3 Beds, 2 Baths, 1,670 sqft $88,000 $39
Elmore, MN 3 Beds, 1 Bath, 1,680 sqft $58,000 $23
Joice 2 Beds, 1 Bath, 1,120 sqft $46,000 $20
Webb 2 Beds, 1 Bath, 1,380 sqft $64,000 $32
Ottosen 4 Beds, 3 Baths, 1,800 sqft $83,000 $48
Branch, MN 2 Beds, 1 Bath, 920 sqft $42,000 $20
Alpha, MN 3 Beds, 2 Baths, 1,490 sqft $57,000 $34
Terril 4 Beds, 1 Bath, 2,170 sqft $92,000 $38
Poland 3 Beds, 2 Baths, 2,310 sqft $138,000 $68
High Lake 2 Beds, 1 Bath, 1,100 sqft $44,000 $20
Lotts Creek 2 Beds, 1 Bath, 1,020 sqft $47,000 $18

If your Swea City, IA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Swea City:

Claim Typical Claim Amount
WATER DAMAGE $5,500
SMOKE $10,500
THEFT/BURGLARY $1,500

Your Swea City, IA insurance agent (see examples below) can help with your claims.

  • Travelers: Becker-Kennedy Ins Agency, 108 w ramsey, Bancroft, IA, 50517 515-885-2649
  • State Farm: John Korsmo, 403 s state st, Fairmont, MN, 56031-4173 507-235-3397
  • State Farm: Mark Fujan, 302 n state st, Fairmont, MN, 56031-4063 507-235-5573
  • Travelers: Michael Harold Frank, 2321 s albion ave, Fairmont, MN, 56031 507-278-3014
  • State Farm: Mark Fujan, 302 n state street, Fairmont, MN, 56031-4063 507-235-5573

Your Background Impacts Your Home Insurance Quotes

Here is a list of Swea City, IA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 500-549 Credit Score >$150,000 1 Pet, Non-Smoker $380
Part Time Job 700-749 Credit Score <$25,000 More than 3 Pets at home, Non-Smoker $340
Unemployed Up to 499 Credit Score <$25,000 2 Pets, Smoker $460