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The variables explained here drive your Jamestown, IA Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Jamestown, IA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Jamestown, IA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Jamestown 2 Beds, 1 Bath, 1400 sqft $99,000 $36
Greene 3 Beds, 2 Baths, 2,190 sqft $184,000 $72
Moscow, MN 3 Beds, 2 Baths, 1,390 sqft $73,000 $45
St. Charles 4 Beds, 1 Bath, 2,430 sqft $179,000 $51
Dresden 3 Beds, 1 Bath, 1,510 sqft $100,000 $35
Rock Dell, MN 2 Beds, 1 Bath, 960 sqft $65,000 $18
Peterson, MN 4 Beds, 3 Baths, 1,630 sqft $82,000 $71
Lanesboro, MN 3 Beds, 1 Bath, 1,400 sqft $64,000 $52
Aredale 3 Beds, 2 Baths, 1,300 sqft $113,000 $43
Stewartville, MN 3 Beds, 1 Bath, 2,370 sqft $214,000 $104
Fertile 3 Beds, 1 Bath, 1,500 sqft $68,000 $55
Frederika 4 Beds, 3 Baths, 3,280 sqft $184,000 $68
Marion, MN 4 Beds, 3 Baths, 3,230 sqft $172,000 $60
Arendahl, MN 2 Beds, 1 Bath, 1,780 sqft $137,000 $52
Rushford Village, MN 4 Beds, 2 Baths, 2,880 sqft $144,000 $94
East Lincoln 2 Beds, 1 Bath, 1,800 sqft $106,000 $66
Newry, MN 2 Beds, 1 Bath, 1,230 sqft $76,000 $34
Hawkeye 4 Beds, 1 Bath, 1,990 sqft $191,000 $59
Le Roy, MN 3 Beds, 1 Bath, 1,560 sqft $88,000 $36
Burchinal 4 Beds, 1 Bath, 3,110 sqft $116,000 $104
Fort Atkinson 3 Beds, 1 Bath, 1,790 sqft $139,000 $71

If your Jamestown, IA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Jamestown:

Claim Typical Claim Amount
PHYSICAL DAMAGE $2,000
LIABILITY (ALL OTHER) $43,000
FREEZING WATER (INCLUDES BURSTING PIPES) $5,000

Your Jamestown, IA insurance agent (see examples below) can help with your claims.

  • Travelers: Town & Country Insurance Agency, 711 main st, Osage, IA, 50461 641-732-5576
  • State Farm: Don Dietzenbach, 309 2nd ave sw, Cresco, IA, 52136-1843 563-547-2720

Your Background Impacts Your Home Insurance Quotes

Here is a list of Jamestown, IA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 600-649 Credit Score <$25,000 2 Pets, Non-Smoker $970
Retired Up to 499 Credit Score <$25,000 More than 3 Pets at home, Smoker $660
Full Time Job 500-549 Credit Score $100 to $150,000 3 Pets, Smoker $260