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Gain useful knowledge on Prescott, IA Home Insurance Rates to ultimately get a great quote on your home.

Replacement Value of your home in Prescott, IA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Prescott, IA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Prescott 3 Beds, 2 Baths, 2240 sqft $147,000 $87
Avoca 3 Beds, 1 Bath, 1,930 sqft $71,000 $51
Shambaugh 2 Beds, 1 Bath, 1,380 sqft $113,000 $53
Corning 2 Beds, 1 Bath, 1,230 sqft $84,000 $59
Carl 3 Beds, 2 Baths, 1,810 sqft $93,000 $49
Pickering, MO 2 Beds, 1 Bath, 1,430 sqft $79,000 $49
Crawford 2 Beds, 1 Bath, 930 sqft $48,000 $24
Elmo, MO 4 Beds, 2 Baths, 2,030 sqft $121,000 $65
Henderson 4 Beds, 1 Bath, 1,800 sqft $92,000 $47
Athelstan 3 Beds, 1 Bath, 1,590 sqft $68,000 $42
Red Oak 3 Beds, 2 Baths, 2,300 sqft $120,000 $75
Pierce 4 Beds, 3 Baths, 1,790 sqft $89,000 $58
Stuart 3 Beds, 2 Baths, 1,810 sqft $114,000 $75
Noble 2 Beds, 1 Bath, 1,540 sqft $78,000 $32
Nebraska 2 Beds, 1 Bath, 1,310 sqft $99,000 $43
Waveland 2 Beds, 1 Bath, 1,050 sqft $45,000 $20
Imogene 3 Beds, 1 Bath, 1,630 sqft $72,000 $44
Emerson 3 Beds, 1 Bath, 1,340 sqft $61,000 $54
East Peru 2 Beds, 1 Bath, 1,570 sqft $71,000 $30
Murray 2 Beds, 1 Bath, 1,790 sqft $110,000 $48
Cumberland 2 Beds, 1 Bath, 1,330 sqft $64,000 $27

If your Prescott, IA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Prescott:

Claim Typical Claim Amount
WIND $4,000
LIABILITY (ALL OTHER) $43,000
FIRE $47,500

Your Prescott, IA insurance agent (see examples below) can help with your claims.

  • Travelers: First National Ins Agency, 311 5th, Fontanelle, IA, 50846 641-745-2141
  • State Farm: Ben Adamson, 300 russell st, Creston, IA, 50801-3023 641-782-8549

Your Background Impacts Your Home Insurance Quotes

Here is a list of Prescott, IA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 750-799 Credit Score No Income 3 Pets, Non-Smoker $1,480
Full Time Job 550-599 Credit Score >$150,000 No Pets, Smoker $440
Freelancer 800-850 Credit Score >$150,000 1 Pet, Smoker $220