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The issues listed mainly affect Eureka, IA Home Insurance Rates & getting on top of them can keep your costs really cheap.

Replacement Value of your home in Eureka, IA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Eureka, IA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Eureka 2 Beds, 1 Bath, 1480 sqft $80,000 $50
Great Oak 3 Beds, 1 Bath, 1,970 sqft $84,000 $71
Omega 3 Beds, 2 Baths, 1,320 sqft $66,000 $30
Roselle 4 Beds, 2 Baths, 3,170 sqft $213,000 $79
Poland 4 Beds, 2 Baths, 3,150 sqft $159,000 $97
Barnes 4 Beds, 1 Bath, 3,240 sqft $122,000 $105
East Boyer 5 Beds, 3 Baths, 3,680 sqft $137,000 $71
Kennebec 4 Beds, 3 Baths, 3,340 sqft $152,000 $87
Nokomis 5 Beds, 2 Baths, 2,760 sqft $116,000 $82
Hornick 4 Beds, 3 Baths, 1,830 sqft $68,000 $50
Le Mars 4 Beds, 2 Baths, 3,030 sqft $115,000 $49
Spring 2 Beds, 1 Bath, 1,060 sqft $75,000 $32
Sutherland 5 Beds, 1 Bath, 2,310 sqft $154,000 $67
Westside 2 Beds, 1 Bath, 1,320 sqft $96,000 $29
Roosevelt 2 Beds, 1 Bath, 1,190 sqft $47,000 $39
Dedham 5 Beds, 2 Baths, 1,510 sqft $75,000 $44
Viola 3 Beds, 2 Baths, 2,240 sqft $99,000 $73
Marathon 4 Beds, 1 Bath, 3,040 sqft $185,000 $76
Vail 2 Beds, 1 Bath, 1,000 sqft $59,000 $28
Twin Lakes 2 Beds, 1 Bath, 1,050 sqft $65,000 $22
Lawton 5 Beds, 4 Baths, 1,940 sqft $92,000 $41

If your Eureka, IA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Eureka:

Claim Typical Claim Amount
WATER DAMAGE $5,500
DOG BITE (LIABILITY) $6,500
PHYSICAL DAMAGE $2,000

Your Eureka, IA insurance agent (see examples below) can help with your claims.

  • State Farm: Stacey Eddie, 610 geneseo st, Storm Lake, IA, 50588-1833 712-732-5057
  • Allstate: Yockey Ins Inc, 113 s main st, Holstein, IA, 51025 (712) 368-4343
  • State Farm: Barb Powell, 1420 w main st, Sac City, IA, 50583-1546 712-662-7817
  • State Farm: Mark Hecox, 312 n 2nd street, Cherokee, IA, 51012-1835 712-225-5747
  • State Farm: Mark Hecox, 312 n 2nd st, Cherokee, IA, 51012-1835 712-225-5747

Your Background Impacts Your Home Insurance Quotes

Here is a list of Eureka, IA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 700-749 Credit Score No Income 2 Pets, Non-Smoker $210
Freelancer Up to 499 Credit Score $50 to $75,000 3 Pets, Non-Smoker $180
Part Time Job 500-549 Credit Score $25 to 50,000 More than 3 Pets at home, Non-Smoker $480