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Understand never seen data about Cedar Rapids, Iowa Home Insurance rates that can dramatically lower your costs.

Replacement Value of your home in Cedar Rapids, IA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Cedar Rapids, IA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Cedar Rapids 2 Beds, 1 Bath, 1760 sqft $159,000 $89
Edgewood 2 Beds, 1 Bath, 1,760 sqft $165,000 $77
Hartwick 4 Beds, 2 Baths, 1,760 sqft $140,000 $63
North English 3 Beds, 1 Bath, 1,470 sqft $151,000 $58
Florence 2 Beds, 1 Bath, 1,530 sqft $94,000 $88
Fillmore 2 Beds, 1 Bath, 950 sqft $74,000 $39
Olin 3 Beds, 2 Baths, 1,260 sqft $87,000 $56
Ely 2 Beds, 1 Bath, 990 sqft $97,000 $31
Dutch Creek 3 Beds, 2 Baths, 2,300 sqft $238,000 $135
Sharon 4 Beds, 1 Bath, 2,570 sqft $200,000 $68
South Fork 2 Beds, 1 Bath, 1,190 sqft $123,000 $87
Maine 3 Beds, 1 Bath, 1,340 sqft $96,000 $56
Prairieburg 4 Beds, 3 Baths, 2,590 sqft $173,000 $143
Chelsea 4 Beds, 2 Baths, 2,960 sqft $294,000 $222
Farley 4 Beds, 3 Baths, 2,480 sqft $210,000 $104
Vinton 3 Beds, 2 Baths, 1,430 sqft $123,000 $42
Dysart 4 Beds, 3 Baths, 3,100 sqft $240,000 $169
Elk Run Heights 3 Beds, 1 Bath, 1,610 sqft $141,000 $43
Fairview 2 Beds, 1 Bath, 1,520 sqft $149,000 $86
Greeley 2 Beds, 1 Bath, 1,280 sqft $149,000 $70
Clarence 3 Beds, 2 Baths, 1,230 sqft $91,000 $47

If your Cedar Rapids, IA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Cedar Rapids:

Claim Typical Claim Amount
PHYSICAL DAMAGE $2,000
WATER DAMAGE $7,500
THEFT/BURGLARY $2,000

Your Cedar Rapids, IA insurance agent (see examples below) can help with your claims.

  • Farmers: Shawn Schuman, 1350 boyson rd # 2, Hiawatha, IA, 52233 (319) 826-4740
  • Travelers: Uiccu Insurance Services Llc, 2355 landon road north liberty, North Liberty, IA, 52317
  • State Farm: Heath Kilpatrick, 5200 fountains dr ne ste 108, Cedar Rapids, IA, 52411 319-743-3131
  • Allstate: Rick L. Kalina, 3135 wiley blvd sw ste 106, Cedar Rapids, IA, 52404 (319) 362-2545
  • Liberty Mutual Independent: First Iowa Insurance Agency, 4101 glass road ne cedar rapids, Cedar Rapids, IA, 52402

Your Background Impacts Your Home Insurance Quotes

Here is a list of Cedar Rapids, IA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 650-699 Credit Score No Income 1 Pet, Non-Smoker $230
Full Time Job 700-749 Credit Score $75 to $100,000 More than 3 Pets at home, Smoker $390
Unemployed 550-599 Credit Score No Income 3 Pets, Smoker $900