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This startling study about Kapaau, HI Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.

Replacement Value of your home in Kapaau, HI is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Kapaau, HI & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Kapaau 2 Beds, 1 Bath, 910 sqft $123,000 $29
Keauhou 2 Beds, 1 Bath, 1,260 sqft $202,000 $26
Paauilo 4 Beds, 3 Baths, 2,550 sqft $522,000 $119
Paauilo 4 Beds, 3 Baths, 2,770 sqft $501,000 $94
Hawi 4 Beds, 2 Baths, 1,840 sqft $287,000 $78
Makena 3 Beds, 1 Bath, 2,360 sqft $332,000 $84
Honalo 2 Beds, 1 Bath, 1,330 sqft $332,000 $49
Holualoa 4 Beds, 1 Bath, 2,040 sqft $473,000 $95
Kealakekua 2 Beds, 1 Bath, 1,330 sqft $203,000 $52
Kohala 4 Beds, 2 Baths, 1,800 sqft $319,000 $63
Puako 4 Beds, 3 Baths, 2,810 sqft $402,000 $119
Kona 4 Beds, 3 Baths, 1,950 sqft $330,000 $42
Kukuihaele 2 Beds, 1 Bath, 1,580 sqft $302,000 $31
Honokaa 3 Beds, 2 Baths, 1,750 sqft $371,000 $69
Kula 4 Beds, 3 Baths, 2,270 sqft $418,000 $68
Kohala 4 Beds, 1 Bath, 1,760 sqft $348,000 $36
Halaula 2 Beds, 1 Bath, 1,400 sqft $325,000 $77
Waikoloa Village 2 Beds, 1 Bath, 1,220 sqft $218,000 $69
Kukuihaele 2 Beds, 1 Bath, 1,450 sqft $244,000 $41
Hana 3 Beds, 1 Bath, 1,480 sqft $269,000 $41
Keokea 4 Beds, 2 Baths, 2,270 sqft $474,000 $86

If your Kapaau, HI home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Kapaau:

Claim Typical Claim Amount
FIRE $101,000
FREEZING WATER (INCLUDES BURSTING PIPES) $51,000
DOG BITE (LIABILITY) $28,000

Your Kapaau, HI insurance agent (see examples below) can help with your claims.

  • State Farm: Cheryl Kim, 64-1032 mamalahoa hwy ste 202, Kamuela, HI, 96743-8441 808-887-6170

Your Background Impacts Your Home Insurance Quotes

Here is a list of Kapaau, HI homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 500-549 Credit Score <$25,000 No Pets, Non-Smoker $790
Freelancer 700-749 Credit Score $50 to $75,000 More than 3 Pets at home, Non-Smoker $110
Full Time Job 650-699 Credit Score $100 to $150,000 3 Pets, Smoker $340