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The variables explained here drive your Olinda, HI Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Olinda, HI is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Olinda, HI & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Olinda 3 Beds, 1 Bath, 2380 sqft $811,000 $164
Pukalani 2 Beds, 1 Bath, 1,350 sqft $628,000 $74
Mahinahina 3 Beds, 1 Bath, 1,850 sqft $371,000 $99
Spreckelsville 3 Beds, 2 Baths, 1,240 sqft $419,000 $81
Kapalua 3 Beds, 1 Bath, 1,580 sqft $362,000 $97
Keokea 2 Beds, 1 Bath, 940 sqft $267,000 $36
Haliimaile 2 Beds, 1 Bath, 1,560 sqft $535,000 $70
Makena 2 Beds, 1 Bath, 1,120 sqft $267,000 $50
Paia 3 Beds, 2 Baths, 1,650 sqft $699,000 $91
Lanai City 3 Beds, 1 Bath, 1,800 sqft $543,000 $88
Waikapu 3 Beds, 1 Bath, 2,270 sqft $552,000 $69
Puunene 2 Beds, 1 Bath, 1,070 sqft $249,000 $60
Hana 2 Beds, 1 Bath, 1,720 sqft $538,000 $40
Kaanapali 2 Beds, 1 Bath, 1,300 sqft $284,000 $65
Napili-Honokowai 3 Beds, 2 Baths, 1,480 sqft $530,000 $105
Lahaina 2 Beds, 1 Bath, 1,010 sqft $236,000 $42
Paia 2 Beds, 1 Bath, 1,030 sqft $330,000 $37
Manele 2 Beds, 1 Bath, 1,710 sqft $590,000 $80
Kahului 3 Beds, 1 Bath, 1,350 sqft $431,000 $66
Waikapu 2 Beds, 1 Bath, 1,510 sqft $497,000 $135
Wailuku 3 Beds, 1 Bath, 2,160 sqft $622,000 $147

If your Olinda, HI home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Olinda:

Claim Typical Claim Amount
PHYSICAL DAMAGE $5,000
FREEZING WATER (INCLUDES BURSTING PIPES) $51,000
THEFT/BURGLARY $3,000

Your Olinda, HI insurance agent (see examples below) can help with your claims.

  • State Farm: Ryan Souza, 2 kilakila pl, Makawao, HI, 96768-8518 808-573-9100
  • Allstate: Daniel Dennis, 169 maa st ste 100, Kahului, HI, 96732 (808) 242-8480
  • State Farm: Wayde Omura, 331 hookahi st ste 105, Wailuku, HI, 96793-1465 808-249-0990
  • State Farm: Lance Migita, 411 huku lii pl ste 304, Kihei, HI, 96753-7062 808-874-2555
  • Allstate: Matthew Cerizo, 350 hoohana st ste c1, Kahului, HI, 96732 (808) 893-2349

Your Background Impacts Your Home Insurance Quotes

Here is a list of Olinda, HI homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 550-599 Credit Score <$25,000 3 Pets, Non-Smoker $400
Freelancer 700-749 Credit Score $50 to $75,000 2 Pets, Smoker $600
Unemployed Up to 499 Credit Score No Income 1 Pet, Non-Smoker $720