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The variables explained here drive your Volcano, HI Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Volcano, HI is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Volcano, HI & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Volcano 2 Beds, 1 Bath, 1440 sqft $142,000 $38
Papaikou 2 Beds, 1 Bath, 1,510 sqft $145,000 $47
Kukuihaele 2 Beds, 1 Bath, 1,460 sqft $233,000 $35
Paukaa 3 Beds, 2 Baths, 1,850 sqft $361,000 $65
Keaau 2 Beds, 1 Bath, 1,100 sqft $101,000 $17
Waimea 3 Beds, 2 Baths, 1,490 sqft $237,000 $32
Kealakekua 3 Beds, 2 Baths, 1,360 sqft $223,000 $37
Honokaa 2 Beds, 1 Bath, 1,790 sqft $203,000 $43
Discovery Harbour 2 Beds, 1 Bath, 900 sqft $123,000 $39
Mountain View 2 Beds, 1 Bath, 1,600 sqft $232,000 $58
Kona 3 Beds, 1 Bath, 1,500 sqft $198,000 $33
Hilo 3 Beds, 1 Bath, 1,930 sqft $197,000 $54
Kurtistown 3 Beds, 1 Bath, 1,830 sqft $199,000 $34
Paauilo 3 Beds, 1 Bath, 1,330 sqft $243,000 $54
Mountain View 2 Beds, 1 Bath, 1,640 sqft $241,000 $37
Eden Roc 2 Beds, 1 Bath, 1,610 sqft $256,000 $52
Leilani Estates 3 Beds, 1 Bath, 2,170 sqft $285,000 $44
Ainaloa 3 Beds, 2 Baths, 2,350 sqft $219,000 $41
Hawaiian Ocean View 2 Beds, 1 Bath, 1,360 sqft $169,000 $45
Waikoloa Village 3 Beds, 2 Baths, 1,460 sqft $239,000 $35
Kau 3 Beds, 1 Bath, 1,390 sqft $242,000 $62

If your Volcano, HI home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Volcano:

Claim Typical Claim Amount
LIABILITY (ALL OTHER) $33,500
PHYSICAL DAMAGE $5,000
DOG BITE (LIABILITY) $28,000

Your Volcano, HI insurance agent (see examples below) can help with your claims.

  • State Farm: Robert Shimabuk, 16-566 keaau pahoa rd ste 122, Keaau, HI, 96749-8137 808-982-4530
  • Allstate: Kris Speegle, 1289 kilauea ave ste d, Hilo, HI, 96720 (808) 969-7767
  • State Farm: Iris Kuwaye, 9 lei st, Hilo, HI, 96720-7208 808-935-3375
  • Allstate: Calen Matsuno, 282 ululani st, Hilo, HI, 96720 (808) 935-3360
  • State Farm: Cary Ichinose, 630 kilauea ave ste 102, Hilo, HI, 96720-4243 808-933-8500

Your Background Impacts Your Home Insurance Quotes

Here is a list of Volcano, HI homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 800-850 Credit Score <$25,000 No Pets, Smoker $200
Freelancer 600-649 Credit Score $100 to $150,000 More than 3 Pets at home, Smoker $550
Part Time Job Up to 499 Credit Score $25 to 50,000 2 Pets, Non-Smoker $830