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Some really great indicators on Hawaiian Ocean View, HI Home Insurance Rates that can help get you great deals on your homeowners insurance.

Replacement Value of your home in Hawaiian Ocean View, HI is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Hawaiian Ocean View, HI & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Hawaiian Ocean View 2 Beds, 1 Bath, 1500 sqft $107,000 $37
Hawaiian Ocean View 3 Beds, 1 Bath, 1,570 sqft $77,000 $22
Discovery Harbour 3 Beds, 2 Baths, 2,240 sqft $230,000 $39
Waiohinu 2 Beds, 1 Bath, 1,100 sqft $74,000 $9
Naalehu 2 Beds, 1 Bath, 1,220 sqft $66,000 $18
Kona 2 Beds, 1 Bath, 1,730 sqft $117,000 $32
Kau 2 Beds, 1 Bath, 1,750 sqft $121,000 $27
Pahala 3 Beds, 2 Baths, 1,500 sqft $162,000 $32
Napoopoo 3 Beds, 2 Baths, 1,540 sqft $156,000 $37
Captain Cook 3 Beds, 2 Baths, 1,500 sqft $126,000 $24
Kealakekua 2 Beds, 1 Bath, 1,780 sqft $152,000 $30
Honalo 2 Beds, 1 Bath, 1,600 sqft $156,000 $22
Keauhou 2 Beds, 1 Bath, 1,280 sqft $89,000 $30
Holualoa 2 Beds, 1 Bath, 1,790 sqft $150,000 $37
Kona 3 Beds, 2 Baths, 1,810 sqft $125,000 $45
Hilo 2 Beds, 1 Bath, 1,290 sqft $116,000 $24
Volcano 2 Beds, 1 Bath, 940 sqft $73,000 $13
Kalaoa 2 Beds, 1 Bath, 1,060 sqft $55,000 $16
Mountain View 3 Beds, 2 Baths, 1,960 sqft $195,000 $41
Fern Forest 3 Beds, 1 Bath, 2,140 sqft $227,000 $27

If your Hawaiian Ocean View, HI home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Hawaiian Ocean View:

Claim Typical Claim Amount
THEFT/BURGLARY $3,000
PHYSICAL DAMAGE $5,000
WIND $8,500

Your Hawaiian Ocean View, HI insurance agent (see examples below) can help with your claims.

  • State Farm: Lance Matsumura, 75-240 nani kailua dr ste 12, Kailua Kona, HI, 96740-2074 808-329-6486
  • Allstate: Larry Mccabe, 75-5722 kuakini hwy ste 101, Kailua Kona, HI, 96740 (808) 326-1125

Your Background Impacts Your Home Insurance Quotes

Here is a list of Hawaiian Ocean View, HI homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 700-749 Credit Score <$25,000 No Pets, Smoker $420
Freelancer 650-699 Credit Score $50 to $75,000 3 Pets, Non-Smoker $290
Part Time Job 750-799 Credit Score $25 to 50,000 2 Pets, Non-Smoker $90