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In Depth Preston, GA Home Insurance Rates Analysis

In Depth Analysis of Preston, GA Home Insurance Rates to get you a leg up in your negotiations after you get quotes.

Replacement Value of your home in Preston, GA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Preston, GA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Preston 4 Beds, 2 Baths, 2940 sqft $90,000 $28
Columbus 3 Beds, 2 Baths, 2,250 sqft $89,000 $38
Reynolds 4 Beds, 1 Bath, 2,180 sqft $74,000 $46
Crawford, AL 4 Beds, 3 Baths, 3,340 sqft $142,000 $56
Quitman County unified 2 Beds, 1 Bath, 1,490 sqft $63,000 $20
Leesburg 2 Beds, 1 Bath, 1,150 sqft $66,000 $15
Columbus 3 Beds, 2 Baths, 1,950 sqft $87,000 $23
Rupert 4 Beds, 1 Bath, 3,180 sqft $202,000 $42
Omaha 4 Beds, 3 Baths, 2,710 sqft $107,000 $38
Ellaville 4 Beds, 1 Bath, 2,430 sqft $115,000 $29
Eufaula, AL 4 Beds, 2 Baths, 2,570 sqft $89,000 $35
Columbus 3 Beds, 2 Baths, 1,990 sqft $85,000 $26
Ladonia, AL 2 Beds, 1 Bath, 1,780 sqft $70,000 $20
De Soto 2 Beds, 1 Bath, 1,490 sqft $74,000 $28
Benevolence 2 Beds, 1 Bath, 1,780 sqft $87,000 $29
Oglethorpe 3 Beds, 1 Bath, 1,930 sqft $71,000 $33
Shorterville, AL 4 Beds, 2 Baths, 2,310 sqft $61,000 $26
Waverly Hall 3 Beds, 2 Baths, 1,630 sqft $85,000 $21
Sasser 4 Beds, 1 Bath, 2,980 sqft $92,000 $42
Hurtsboro, AL 4 Beds, 2 Baths, 2,970 sqft $89,000 $52
Bakerhill, AL 4 Beds, 3 Baths, 1,900 sqft $90,000 $36

If your Preston, GA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Preston:

Claim Typical Claim Amount
OPTIONAL COVERAGE LOSSES $8,500
WATER DAMAGE $3,000
WIND $7,000

Your Preston, GA insurance agent (see examples below) can help with your claims.

  • Travelers: Georgia Farm Bureau Brokerage Inc, 280 main street, Lumpkin, GA, 31815 229-838-4850
  • State Farm: William Bailey, 138 s lee st ste b, Americus, GA, 31709-3697 229-924-4448
  • Allstate: Southern Harvest, 101 n broad st, Buena Vista, GA, 31803 (229) 273-7262
  • Liberty Mutual Independent: Tommy Hooks Agency Inc, 108 w lamar st, Americus, GA, 31709 (229) 924-2924
  • Liberty Mutual Independent: Turners Insurance, 201 mike will rd, Ellaville, GA, 31806 (229) 937-9150

Your Background Impacts Your Home Insurance Quotes

Here is a list of Preston, GA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 550-599 Credit Score $75 to $100,000 No Pets, Smoker $430
Part Time Job 600-649 Credit Score <$25,000 3 Pets, Non-Smoker $50
Unemployed 750-799 Credit Score <$25,000 2 Pets, Smoker $320