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Useful Oak Grove, GA Home Insurance Rates Knowledge

Gain useful knowledge on Oak Grove, GA Home Insurance Rates to ultimately get a great quote on your home.

Replacement Value of your home in Oak Grove, GA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Oak Grove, GA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Oak Grove 4 Beds, 1 Bath, 2340 sqft $273,000 $57
Daviston, AL 2 Beds, 1 Bath, 1,340 sqft $142,000 $32
Graham, AL 4 Beds, 2 Baths, 3,370 sqft $245,000 $77
LaGrange 4 Beds, 3 Baths, 3,000 sqft $234,000 $67
Aldora 2 Beds, 1 Bath, 950 sqft $95,000 $37
Wadley, AL 4 Beds, 2 Baths, 2,240 sqft $177,000 $67
Dadeville, AL 2 Beds, 1 Bath, 1,490 sqft $198,000 $65
Opelika, AL 2 Beds, 1 Bath, 1,640 sqft $116,000 $79
Haralson 4 Beds, 1 Bath, 3,400 sqft $215,000 $95
Moreland 3 Beds, 1 Bath, 1,910 sqft $146,000 $42
Salem 3 Beds, 2 Baths, 1,890 sqft $159,000 $44
Fairburn 2 Beds, 1 Bath, 1,260 sqft $123,000 $46
Ladonia, AL 3 Beds, 1 Bath, 1,690 sqft $171,000 $78
Hampton 4 Beds, 1 Bath, 3,290 sqft $255,000 $124
Franklin 4 Beds, 2 Baths, 3,090 sqft $222,000 $119
Milltown, AL 2 Beds, 1 Bath, 1,100 sqft $132,000 $42
Waverly Hall 4 Beds, 3 Baths, 2,090 sqft $180,000 $53
Seale, AL 3 Beds, 2 Baths, 1,910 sqft $228,000 $49
Butler 3 Beds, 2 Baths, 1,640 sqft $207,000 $79
Fairplay 3 Beds, 1 Bath, 2,120 sqft $176,000 $45
Molena 2 Beds, 1 Bath, 1,340 sqft $100,000 $46

If your Oak Grove, GA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Oak Grove:

Claim Typical Claim Amount
SMOKE $9,000
WIND $7,000
WATER DAMAGE $3,000

Your Oak Grove, GA insurance agent (see examples below) can help with your claims.

  • Farmers: Diana Welch, 802 s gilmer ave, Lanett, AL, 36863 (334) 642-0111
  • Travelers: Mallory Agency, 207 n lewis st, Lagrange, GA, 30240 706-884-3339
  • State Farm: Matt Orr, 14 n lafayette sq, Lagrange, GA, 30240-3210 706-882-0046
  • Allstate: Basic Ins Service, 204 club lane, Hamilton, GA, 31811 (706) 628-4241
  • Liberty Mutual Independent: J Smith Lanier & Co, 300 w 10th st, West Point, GA, 31833 (706) 645-2211

Your Background Impacts Your Home Insurance Quotes

Here is a list of Oak Grove, GA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 750-799 Credit Score <$25,000 3 Pets, Smoker $140
Freelancer 600-649 Credit Score $50 to $75,000 More than 3 Pets at home, Non-Smoker $580
Full Time Job Up to 499 Credit Score $75 to $100,000 No Pets, Smoker $80