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The variables explained here drive your Townsend, GA Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Townsend, GA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Townsend, GA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Townsend 3 Beds, 2 Baths, 1740 sqft $180,000 $51
Wilmington Island 3 Beds, 1 Bath, 1,810 sqft $123,000 $35
Montgomery 4 Beds, 3 Baths, 1,850 sqft $163,000 $38
Woodbine 4 Beds, 1 Bath, 2,680 sqft $227,000 $53
Bristol 2 Beds, 1 Bath, 1,680 sqft $126,000 $41
Savannah 2 Beds, 1 Bath, 1,100 sqft $111,000 $37
Daisy 4 Beds, 2 Baths, 3,110 sqft $188,000 $85
Darien 3 Beds, 2 Baths, 1,670 sqft $167,000 $42
Townsend 4 Beds, 3 Baths, 2,030 sqft $192,000 $59
Jesup 2 Beds, 1 Bath, 1,470 sqft $110,000 $49
Riceboro 2 Beds, 1 Bath, 1,470 sqft $102,000 $45
Garden City 3 Beds, 1 Bath, 1,410 sqft $114,000 $34
Waynesville 2 Beds, 1 Bath, 1,320 sqft $78,000 $35
Flemington 2 Beds, 1 Bath, 1,270 sqft $136,000 $38
Hagan 3 Beds, 2 Baths, 1,470 sqft $66,000 $27
St. Simons 4 Beds, 2 Baths, 2,810 sqft $273,000 $78
Dutch Island 2 Beds, 1 Bath, 1,480 sqft $149,000 $34
Tybee Island 2 Beds, 1 Bath, 1,200 sqft $129,000 $43
Whitemarsh Island 4 Beds, 2 Baths, 1,750 sqft $143,000 $33
Screven 3 Beds, 2 Baths, 1,720 sqft $115,000 $54
Isle of Hope 4 Beds, 1 Bath, 3,220 sqft $230,000 $102

If your Townsend, GA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Townsend:

Claim Typical Claim Amount
OPTIONAL COVERAGE LOSSES $8,500
EARTH MOVEMENT $25,500
SMOKE $9,000

Your Townsend, GA insurance agent (see examples below) can help with your claims.

  • Travelers: Georgia Farm Bureau Brokerage Inc, 15630 us hwy 17 n, Eulonia, GA, 31331 912-832-3276
  • Farmers: Sondra Langston, 14308 ga highway 251, Darien, GA, 31305 (912) 437-2467

Your Background Impacts Your Home Insurance Quotes

Here is a list of Townsend, GA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed Up to 499 Credit Score No Income 1 Pet, Smoker $70
Retired 650-699 Credit Score No Income No Pets, Smoker $330
Part Time Job 500-549 Credit Score $25 to 50,000 2 Pets, Smoker $470