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This startling study about Elberton, Georgia Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.

Replacement Value of your home in Elberton, GA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Elberton, GA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Elberton 2 Beds, 1 Bath, 1330 sqft $85,000 $39
Hodges, SC 3 Beds, 1 Bath, 1,820 sqft $156,000 $40
Kirksey, SC 2 Beds, 1 Bath, 1,690 sqft $79,000 $29
Bostwick 3 Beds, 1 Bath, 1,910 sqft $148,000 $40
Martin 2 Beds, 1 Bath, 1,540 sqft $103,000 $21
Ware Shoals, SC 2 Beds, 1 Bath, 1,470 sqft $123,000 $38
Mount Airy 3 Beds, 2 Baths, 1,660 sqft $82,000 $35
Pendergrass 2 Beds, 1 Bath, 1,310 sqft $81,000 $32
Crawford 2 Beds, 1 Bath, 1,620 sqft $117,000 $41
Reed Creek 2 Beds, 1 Bath, 980 sqft $69,000 $22
Ware Place, SC 3 Beds, 2 Baths, 1,870 sqft $83,000 $28
Buckhead 3 Beds, 2 Baths, 1,340 sqft $112,000 $29
Cokesbury, SC 3 Beds, 2 Baths, 1,440 sqft $103,000 $49
Ila 3 Beds, 1 Bath, 1,220 sqft $88,000 $24
Williamston, SC 2 Beds, 1 Bath, 1,090 sqft $77,000 $25
Bishop 3 Beds, 2 Baths, 1,450 sqft $74,000 $26
Coldwater 3 Beds, 1 Bath, 1,330 sqft $75,000 $30
Parksville, SC 2 Beds, 1 Bath, 1,560 sqft $113,000 $56
Baldwin 2 Beds, 1 Bath, 1,410 sqft $107,000 $36
Washington 2 Beds, 1 Bath, 1,040 sqft $52,000 $17
Madison 2 Beds, 1 Bath, 1,750 sqft $80,000 $28

If your Elberton, GA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Elberton:

Claim Typical Claim Amount
WIND $7,500
FIRE $32,000
WATER DAMAGE $4,000

Your Elberton, GA insurance agent (see examples below) can help with your claims.

  • Travelers: Franklin Insurance Agency Inc, 264 heard st, Elberton, GA, 30635 706-283-4912
  • State Farm: Jack Fricks Jr, 326 elbert st, Elberton, GA, 30635-2306 706-283-3514
  • Allstate: Franklin Ins Agcy, 264 heard st, Elberton, GA, 30635 (706) 963-1457

Your Background Impacts Your Home Insurance Quotes

Here is a list of Elberton, GA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 550-599 Credit Score No Income No Pets, Non-Smoker $350
Full Time Job 600-649 Credit Score $100 to $150,000 3 Pets, Smoker $110
Part Time Job 800-850 Credit Score $25 to 50,000 2 Pets, Non-Smoker $410