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The issues listed mainly affect Georgetown, Georgia Home Insurance Rates & getting on top of them can keep your costs really cheap.

Replacement Value of your home in Georgetown, GA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Georgetown, GA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Georgetown 3 Beds, 2 Baths, 1220 sqft $118,000 $40
Fort Stewart 2 Beds, 1 Bath, 1,020 sqft $80,000 $42
Garden City 2 Beds, 1 Bath, 1,080 sqft $91,000 $34
Dutch Island 2 Beds, 1 Bath, 1,020 sqft $155,000 $44
Skidaway Island 3 Beds, 1 Bath, 1,300 sqft $139,000 $60
Shell Point, SC 3 Beds, 1 Bath, 2,100 sqft $179,000 $98
Manassas 3 Beds, 1 Bath, 1,610 sqft $124,000 $66
Springfield 2 Beds, 1 Bath, 1,420 sqft $115,000 $40
Guyton 3 Beds, 2 Baths, 2,030 sqft $200,000 $81
Allenhurst 3 Beds, 1 Bath, 2,010 sqft $294,000 $60
Mendes 2 Beds, 1 Bath, 1,320 sqft $116,000 $53
Richmond Hill 3 Beds, 1 Bath, 1,270 sqft $129,000 $46
Tybee Island 3 Beds, 2 Baths, 2,290 sqft $288,000 $79
Talahi Island 3 Beds, 1 Bath, 1,890 sqft $175,000 $75
Jesup 3 Beds, 2 Baths, 1,520 sqft $209,000 $58
Flemington 2 Beds, 1 Bath, 1,790 sqft $218,000 $71
Ludowici 2 Beds, 1 Bath, 1,370 sqft $140,000 $33
Rincon 3 Beds, 1 Bath, 2,180 sqft $190,000 $67
Ludowici 2 Beds, 1 Bath, 920 sqft $66,000 $18
Bloomingdale 2 Beds, 1 Bath, 1,410 sqft $152,000 $40
Scotia, SC 2 Beds, 1 Bath, 1,580 sqft $122,000 $39

If your Georgetown, GA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Georgetown:

Claim Typical Claim Amount
WIND $7,500
FIRE $32,000
WATER DAMAGE $4,000

Your Georgetown, GA insurance agent (see examples below) can help with your claims.

  • Nationwide: Beach Insurance Group Inc, 507 e montgomery crossroads, Savannah, GA, 31406 (912) 355-9814
  • Liberty Mutual Independent: Burns & Neidlinger Inc, 5763 hwy 21 south, Rincon, GA, 31326 912-826-1061
  • Travelers: Remer Lane Insurance Inc, 8401 waters rd, Savannah, GA, 31416 Phone: 912-352-4444
  • GEICO: Rick Spinks, 7601 waters avenue suite m, Savannah, GA, 31406 (912) 352-1271
  • State Farm: Lynn Walker, 6710 mercer blvd, Savannah, GA, 31410-2329 912-897-3333

Your Background Impacts Your Home Insurance Quotes

Here is a list of Georgetown, GA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 600-649 Credit Score $50 to $75,000 2 Pets, Non-Smoker $90
Part Time Job 550-599 Credit Score $25 to 50,000 1 Pet, Smoker $90
Retired Up to 499 Credit Score $25 to 50,000 More than 3 Pets at home, Non-Smoker $260