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Gain useful knowledge on Hart County, Georgia Home Insurance Rates to ultimately get a great quote on your home.

Replacement Value of your home in Hart County, GA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Hart County, GA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Hart County 4 Beds, 2 Baths, 2960 sqft $198,000 $77
Fair Play, SC 3 Beds, 1 Bath, 2,090 sqft $143,000 $78
Oakway, SC 3 Beds, 1 Bath, 1,810 sqft $181,000 $46
Honea Path, SC 2 Beds, 1 Bath, 910 sqft $82,000 $31
Tignall 2 Beds, 1 Bath, 910 sqft $69,000 $37
Ila 4 Beds, 3 Baths, 1,780 sqft $132,000 $29
Hodges, SC 4 Beds, 2 Baths, 3,190 sqft $175,000 $63
Northlake, SC 2 Beds, 1 Bath, 1,750 sqft $128,000 $67
Cokesbury, SC 4 Beds, 1 Bath, 2,090 sqft $219,000 $82
Clayton 2 Beds, 1 Bath, 1,290 sqft $85,000 $28
Hoschton 3 Beds, 2 Baths, 1,500 sqft $138,000 $32
Easley, SC 2 Beds, 1 Bath, 1,640 sqft $96,000 $33
Woodville, SC 3 Beds, 2 Baths, 1,870 sqft $186,000 $46
Avalon 4 Beds, 3 Baths, 3,030 sqft $226,000 $76
Eagle Grove 3 Beds, 1 Bath, 1,830 sqft $103,000 $36
Hull 2 Beds, 1 Bath, 1,140 sqft $83,000 $22
Hodges, SC 4 Beds, 1 Bath, 1,740 sqft $112,000 $44
Mountain City 3 Beds, 1 Bath, 1,350 sqft $66,000 $28
Bowman 3 Beds, 1 Bath, 2,190 sqft $248,000 $75
Commerce 3 Beds, 2 Baths, 1,250 sqft $67,000 $34
Centerville, SC 2 Beds, 1 Bath, 1,460 sqft $139,000 $40

If your Hart County, GA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Hart County:

Claim Typical Claim Amount
LIGHTNING $2,000
WIND $7,500
SMOKE $8,000

Your Hart County, GA insurance agent (see examples below) can help with your claims.

  • Travelers: Franklin Insurance Agency Inc, 264 heard st, Elberton, GA, 30635 706-283-4912
  • State Farm: Tracy Talley, 13297 jones st, Lavonia, GA, 30553-1163 706-356-4590
  • Allstate: Strickland & Associates, 64 franklin springs st, Royston, GA, 30662 (706) 245-5753
  • Nationwide: Kenneth Rhodes And Associates Inc., 5826 vickery st, Lavonia, GA, 30553 (706) 356-1153
  • State Farm: Terence Roberts, 1405b pearman dairy rd, Anderson, SC, 29625-2001 864-231-9312

Your Background Impacts Your Home Insurance Quotes

Here is a list of Hart County, GA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job Up to 499 Credit Score $100 to $150,000 No Pets, Non-Smoker $240
Retired 500-549 Credit Score <$25,000 1 Pet, Non-Smoker $260
Unemployed 550-599 Credit Score <$25,000 3 Pets, Non-Smoker $530