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The variables explained here drive your Winder, Georgia Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Winder, GA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Winder, GA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Winder 4 Beds, 2 Baths, 1760 sqft $106,000 $52
Locust Grove 2 Beds, 1 Bath, 1,590 sqft $142,000 $36
Morrow 3 Beds, 1 Bath, 1,290 sqft $113,000 $35
Hull 4 Beds, 2 Baths, 2,150 sqft $213,000 $41
Silver City 3 Beds, 1 Bath, 1,410 sqft $145,000 $49
Woodville 2 Beds, 1 Bath, 950 sqft $89,000 $21
Good Hope 2 Beds, 1 Bath, 1,080 sqft $84,000 $37
Yonah 4 Beds, 2 Baths, 3,210 sqft $293,000 $69
Eatonton 2 Beds, 1 Bath, 1,180 sqft $123,000 $45
Chamblee 2 Beds, 1 Bath, 1,260 sqft $105,000 $27
Gumlog 2 Beds, 1 Bath, 1,250 sqft $120,000 $26
Oxford 2 Beds, 1 Bath, 1,150 sqft $67,000 $29
Nicholson 2 Beds, 1 Bath, 970 sqft $111,000 $37
Union Point 2 Beds, 1 Bath, 1,540 sqft $178,000 $39
Panthersville 2 Beds, 1 Bath, 1,360 sqft $103,000 $21
Rockdale 3 Beds, 1 Bath, 2,110 sqft $139,000 $42
Athens 4 Beds, 3 Baths, 2,800 sqft $146,000 $70
Winterville 4 Beds, 3 Baths, 3,140 sqft $189,000 $49
Walnut Grove 4 Beds, 3 Baths, 2,160 sqft $218,000 $94
Oakwood 2 Beds, 1 Bath, 1,470 sqft $124,000 $46
Druid Hills 4 Beds, 3 Baths, 3,320 sqft $273,000 $59

If your Winder, GA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Winder:

Claim Typical Claim Amount
THEFT/BURGLARY $2,000
WATER DAMAGE $4,000
OPTIONAL COVERAGE LOSSES $7,000

Your Winder, GA insurance agent (see examples below) can help with your claims.

  • Nationwide: Cole Hixon Insurance Inc, 4890 atlanta hwy ste a, Bogart, GA, 30622 (770) 725-7383
  • Farmers: Kristy Slaton, 4209 oakwood rd ste 11, Oakwood, GA, 30566 (678) 343-2543
  • Travelers: Phil Kinney Agency Inc, 1031 park dr 1031 park dr watkinsville, Watkinsville, GA, 30677
  • Liberty Mutual Independent: Boswell Insurance Group Llc, 788 prince ave, Athens, GA, 30606 (706) 546-8100
  • Liberty Mutual: Chris Malcom, 1350 scenic highway n suite 258, Snellville, GA, 30078 1-770-972-2859

Your Background Impacts Your Home Insurance Quotes

Here is a list of Winder, GA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 750-799 Credit Score $25 to 50,000 3 Pets, Non-Smoker $550
Full Time Job 500-549 Credit Score >$150,000 No Pets, Smoker $360
Retired 700-749 Credit Score <$25,000 1 Pet, Non-Smoker $690