ogmer

Read amazing research on Jefferson, Georgia Home Insurance Rates which will help keep your rates really cheap.

Replacement Value of your home in Jefferson, GA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Jefferson, GA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Jefferson 3 Beds, 1 Bath, 2170 sqft $311,000 $54
Avalon 4 Beds, 1 Bath, 1,930 sqft $162,000 $68
Athens 4 Beds, 1 Bath, 2,990 sqft $264,000 $146
Cornelia 4 Beds, 3 Baths, 1,730 sqft $163,000 $61
Arcade 3 Beds, 1 Bath, 2,190 sqft $247,000 $55
Carl 2 Beds, 1 Bath, 1,280 sqft $120,000 $66
Loganville 4 Beds, 1 Bath, 2,240 sqft $235,000 $52
Nicholson 3 Beds, 2 Baths, 1,830 sqft $224,000 $45
Gumlog 2 Beds, 1 Bath, 1,750 sqft $177,000 $75
Hull 2 Beds, 1 Bath, 1,360 sqft $155,000 $35
Greensboro 2 Beds, 1 Bath, 1,620 sqft $126,000 $34
Grayson 2 Beds, 1 Bath, 1,080 sqft $67,000 $27
Johns Creek 3 Beds, 1 Bath, 1,670 sqft $174,000 $64
Murrayville 4 Beds, 2 Baths, 2,550 sqft $288,000 $76
Greshamville 4 Beds, 3 Baths, 3,050 sqft $247,000 $128
Woodville 4 Beds, 1 Bath, 2,120 sqft $233,000 $78
North Atlanta 3 Beds, 1 Bath, 1,240 sqft $90,000 $34
Commerce 4 Beds, 1 Bath, 2,120 sqft $275,000 $67
Dewy Rose 2 Beds, 1 Bath, 950 sqft $105,000 $26
Druid Hills 2 Beds, 1 Bath, 940 sqft $117,000 $35
Fair Play, SC 3 Beds, 2 Baths, 1,420 sqft $161,000 $45

If your Jefferson, GA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Jefferson:

Claim Typical Claim Amount
OPTIONAL COVERAGE LOSSES $7,000
LIGHTNING $2,000
SMOKE $8,000

Your Jefferson, GA insurance agent (see examples below) can help with your claims.

  • Travelers: Vetinsure Llc, 330 research dr ste 230, Athens, GA, 30605 800-272-1249
  • State Farm: Sharon Sparrow, ste 310 1689 old pendergrass rd, Jefferson, GA, 30549-2716 770-297-9696
  • Allstate: Alvin Hurst, 760 hawthorne ave ste d, Athens, GA, 30606 (706) 546-5407
  • Nationwide: Larry Cole Insurance Inc, 2023 hog mountain rd, Watkinsville, GA, 30677-1954 (706) 769-4566
  • Liberty Mutual Independent: Regions Insurance Inc., 1150 julian dr suite 100, Watkinsville, GA, 30677 (678) 726-0540

Your Background Impacts Your Home Insurance Quotes

Here is a list of Jefferson, GA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 500-549 Credit Score $25 to 50,000 More than 3 Pets at home, Non-Smoker $420
Unemployed 550-599 Credit Score <$25,000 2 Pets, Smoker $220
Freelancer 600-649 Credit Score <$25,000 No Pets, Non-Smoker $140