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The issues listed mainly affect Fitzgerald, Georgia Home Insurance Rates & getting on top of them can keep your costs really cheap.

Replacement Value of your home in Fitzgerald, GA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Fitzgerald, GA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Fitzgerald 2 Beds, 1 Bath, 960 sqft $45,000 $10
Empire 4 Beds, 1 Bath, 3,360 sqft $160,000 $73
Alston 3 Beds, 1 Bath, 1,990 sqft $122,000 $45
Dexter 2 Beds, 1 Bath, 1,510 sqft $97,000 $22
Ellenton 4 Beds, 1 Bath, 1,630 sqft $105,000 $41
Big Satilla Creek 4 Beds, 3 Baths, 3,360 sqft $156,000 $54
Pearson 3 Beds, 2 Baths, 1,860 sqft $131,000 $37
Warwick 2 Beds, 1 Bath, 1,210 sqft $70,000 $25
Satilla 4 Beds, 1 Bath, 1,980 sqft $96,000 $45
Chauncey 4 Beds, 3 Baths, 1,740 sqft $138,000 $48
Uvalda 2 Beds, 1 Bath, 1,130 sqft $70,000 $14
Poulan 2 Beds, 1 Bath, 1,060 sqft $57,000 $17
Mount Vernon 3 Beds, 2 Baths, 1,620 sqft $72,000 $26
Ailey 3 Beds, 1 Bath, 1,790 sqft $115,000 $49
West Green 4 Beds, 2 Baths, 1,930 sqft $134,000 $28
Willacoochee 4 Beds, 1 Bath, 1,850 sqft $87,000 $50
Ellenton 2 Beds, 1 Bath, 1,150 sqft $50,000 $16
Rockingham 2 Beds, 1 Bath, 900 sqft $42,000 $17
Enigma 3 Beds, 2 Baths, 1,490 sqft $79,000 $25
Irwinville 2 Beds, 1 Bath, 920 sqft $67,000 $14
Helena 4 Beds, 3 Baths, 3,200 sqft $153,000 $76

If your Fitzgerald, GA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Fitzgerald:

Claim Typical Claim Amount
SMOKE $8,000
WIND $7,500
WATER DAMAGE $4,000

Your Fitzgerald, GA insurance agent (see examples below) can help with your claims.

  • Travelers: Heritage Benefits Group Llc, 510 s grant st, Fitzgerald, GA, 31750 229-423-6555
  • State Farm: Courtnie Parrish, 207 w 4th st, Ocilla, GA, 31774-1403 229-468-0777
  • Allstate: Douglas Perkins, 462 old prison camp rd, Mc Rae, GA, 31055 (229) 868-9892
  • Nationwide: Steve Allen Martin, 207 s grant st, Fitzgerald, GA, 31750-2904 (229) 423-4504
  • Liberty Mutual Independent: Taylor Towson & Braddy Insurance Agency, 409 s grant st, Fitzgerald, GA, 31750 229-423-4069

Your Background Impacts Your Home Insurance Quotes

Here is a list of Fitzgerald, GA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 500-549 Credit Score $75 to $100,000 2 Pets, Non-Smoker $80
Freelancer 700-749 Credit Score $75 to $100,000 1 Pet, Non-Smoker $160
Unemployed 550-599 Credit Score <$25,000 3 Pets, Non-Smoker $420