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This fantastic information on Spalding County, Georgia Home Insurance Rates will change how you compare quotes & buy your homeowners insurance.

Replacement Value of your home in Spalding County, GA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Spalding County, GA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Spalding County 2 Beds, 1 Bath, 960 sqft $75,000 $21
Sunset Village 2 Beds, 1 Bath, 1,240 sqft $96,000 $27
Yatesville 3 Beds, 2 Baths, 1,940 sqft $138,000 $49
Bill Arp 3 Beds, 1 Bath, 1,760 sqft $174,000 $54
Vaughn 3 Beds, 1 Bath, 1,940 sqft $169,000 $66
Dunwoody 4 Beds, 1 Bath, 3,140 sqft $268,000 $65
Gay 4 Beds, 3 Baths, 1,970 sqft $149,000 $36
Palmetto 2 Beds, 1 Bath, 1,080 sqft $85,000 $31
Decatur 2 Beds, 1 Bath, 1,760 sqft $180,000 $43
Scottdale 4 Beds, 2 Baths, 1,920 sqft $177,000 $62
McDonough 2 Beds, 1 Bath, 1,080 sqft $54,000 $26
Stone Mountain 4 Beds, 2 Baths, 3,330 sqft $300,000 $88
North Atlanta 3 Beds, 1 Bath, 2,390 sqft $208,000 $89
Jackson 4 Beds, 3 Baths, 2,070 sqft $163,000 $48
Lithia Springs 3 Beds, 2 Baths, 1,890 sqft $179,000 $69
Social Circle 2 Beds, 1 Bath, 1,450 sqft $107,000 $35
Heron Bay 2 Beds, 1 Bath, 1,140 sqft $94,000 $33
Monticello 4 Beds, 1 Bath, 1,900 sqft $137,000 $30
Geneva 3 Beds, 1 Bath, 1,390 sqft $69,000 $39
Manchester 4 Beds, 3 Baths, 3,320 sqft $155,000 $65
Conyers 3 Beds, 1 Bath, 1,470 sqft $85,000 $29

If your Spalding County, GA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Spalding County:

Claim Typical Claim Amount
LIGHTNING $2,000
WATER DAMAGE $4,000
OPTIONAL COVERAGE LOSSES $7,000

Your Spalding County, GA insurance agent (see examples below) can help with your claims.

  • Nationwide: The Ausband Agency Inc, 4929 n henry blvd, Stockbridge, GA, 30281-3518 (770) 389-9060
  • Farmers: Benny Crane, 1240 highway 54 w ste 102, Fayetteville, GA, 30214 (678) 905-8800
  • Travelers: Dia Insurance Group Llc, 500 lanier ave w 502, Fayetteville, GA, 30214 Phone: 770-460-9009
  • Liberty Mutual Independent: Griffin Insurance Agency Llc, 1100 eagles landing parkway suite c, Stockbridge, GA, 30281 770-507-3200
  • State Farm: Jeffrey Bobbitt, 4471 walt stephens rd, Stockbridge, GA, 30281-4267 678-379-0994

Your Background Impacts Your Home Insurance Quotes

Here is a list of Spalding County, GA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 550-599 Credit Score $25 to 50,000 1 Pet, Smoker $440
Freelancer 750-799 Credit Score $100 to $150,000 3 Pets, Non-Smoker $210
Retired 700-749 Credit Score <$25,000 No Pets, Non-Smoker $40