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Franklin Springs, GA Home Insurance Rates - What Affects It?

The issues listed mainly affect Franklin Springs, GA Home Insurance Rates & getting on top of them can keep your costs really cheap.

Replacement Value of your home in Franklin Springs, GA is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Franklin Springs, GA & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Franklin Springs 3 Beds, 2 Baths, 2240 sqft $251,000 $84
Franklin Springs 2 Beds, 1 Bath, 1,500 sqft $142,000 $44
Statham 2 Beds, 1 Bath, 1,230 sqft $89,000 $29
Alto 3 Beds, 2 Baths, 1,840 sqft $137,000 $85
Gainesville 3 Beds, 1 Bath, 1,240 sqft $121,000 $53
Mount Carmel, SC 3 Beds, 2 Baths, 1,920 sqft $158,000 $68
West Union, SC 2 Beds, 1 Bath, 1,220 sqft $103,000 $36
Oakwood 3 Beds, 2 Baths, 2,300 sqft $204,000 $61
Bethlehem 2 Beds, 1 Bath, 1,670 sqft $153,000 $65
Sautee Nacoochee 3 Beds, 1 Bath, 1,870 sqft $253,000 $54
Bishop 2 Beds, 1 Bath, 1,550 sqft $152,000 $89
Turnerville 2 Beds, 1 Bath, 1,210 sqft $80,000 $41
Abbeville, SC 3 Beds, 1 Bath, 1,620 sqft $162,000 $41
Braselton 4 Beds, 2 Baths, 1,950 sqft $194,000 $75
Carlton 2 Beds, 1 Bath, 1,520 sqft $158,000 $42
Centerville, SC 3 Beds, 2 Baths, 1,300 sqft $103,000 $66
Watkinsville 2 Beds, 1 Bath, 1,190 sqft $88,000 $35
Raoul 4 Beds, 1 Bath, 1,780 sqft $234,000 $45
Pelzer, SC 3 Beds, 2 Baths, 1,300 sqft $137,000 $42
Hull 2 Beds, 1 Bath, 950 sqft $92,000 $40
Winterville 4 Beds, 1 Bath, 2,340 sqft $308,000 $97

If your Franklin Springs, GA home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Franklin Springs:

Claim Typical Claim Amount
LIGHTNING $2,500
WIND $7,000
OPTIONAL COVERAGE LOSSES $8,500

Your Franklin Springs, GA insurance agent (see examples below) can help with your claims.

  • Travelers: Robert Phillips And Assoc Inc, 25 old hwy 29, Hartwell, GA, 30643 706-376-4570
  • State Farm: Bill Warnell, 2257 n broad st, Commerce, GA, 30529-1705 706-335-2406
  • Allstate: Hyman Brown Ins Agy, 49462 479 state st, Commerce, GA, 30529 (706) 335-3900
  • Nationwide: Kenneth Rhodes And Associates Inc., 5826 vickery st, Lavonia, GA, 30553 (706) 356-1153
  • Allstate: Jonathan C Milford, 1237 s elm st, Commerce, GA, 30529 (706) 335-2600

Your Background Impacts Your Home Insurance Quotes

Here is a list of Franklin Springs, GA homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 750-799 Credit Score <$25,000 2 Pets, Smoker $380
Retired 800-850 Credit Score <$25,000 3 Pets, Non-Smoker $180
Freelancer 650-699 Credit Score $100 to $150,000 No Pets, Non-Smoker $340