In Depth Analysis of Richmond County, Georgia Home Insurance Rates to get you a leg up in your negotiations after you get quotes.
Here is a list of replacement costs & home insurance for Richmond County, GA & nearby areas
| Place | Typical Home Size | Replacement Cost | Monthly Home Insurance Cost |
|---|---|---|---|
| Richmond County | 2 Beds, 1 Bath, 1000 sqft | $68,000 | $29 |
| Mount Carmel, SC | 3 Beds, 1 Bath, 1,330 sqft | $66,000 | $46 |
| Jenkins | 2 Beds, 1 Bath, 970 sqft | $59,000 | $19 |
| Fort Gordon | 3 Beds, 1 Bath, 1,820 sqft | $194,000 | $38 |
| Summertown | 3 Beds, 1 Bath, 1,320 sqft | $109,000 | $51 |
| Wadley | 4 Beds, 2 Baths, 2,960 sqft | $264,000 | $135 |
| Richmond County consolidated government | 2 Beds, 1 Bath, 1,280 sqft | $59,000 | $32 |
| Hiltonia | 2 Beds, 1 Bath, 1,420 sqft | $152,000 | $64 |
| Millett, SC | 3 Beds, 2 Baths, 1,780 sqft | $108,000 | $32 |
| Canoochee | 4 Beds, 3 Baths, 1,760 sqft | $143,000 | $51 |
| North Augusta, SC | 3 Beds, 2 Baths, 1,610 sqft | $160,000 | $38 |
| Bartow | 2 Beds, 1 Bath, 1,650 sqft | $85,000 | $42 |
| Harlem | 3 Beds, 1 Bath, 1,530 sqft | $110,000 | $24 |
| Belvedere, SC | 3 Beds, 1 Bath, 1,580 sqft | $86,000 | $28 |
| Windsor, SC | 4 Beds, 1 Bath, 1,900 sqft | $190,000 | $55 |
| Burnettown, SC | 3 Beds, 2 Baths, 2,260 sqft | $118,000 | $62 |
| Hilda, SC | 2 Beds, 1 Bath, 1,480 sqft | $127,000 | $53 |
| Wagener, SC | 3 Beds, 1 Bath, 1,320 sqft | $114,000 | $24 |
| Appling | 2 Beds, 1 Bath, 980 sqft | $72,000 | $18 |
| Springfield, SC | 2 Beds, 1 Bath, 1,610 sqft | $121,000 | $25 |
| Keysville | 3 Beds, 2 Baths, 2,120 sqft | $172,000 | $49 |
Here are some typical claims filed in Richmond County:
| Claim | Typical Claim Amount |
|---|---|
| EARTH MOVEMENT | $21,500 |
| SMOKE | $8,000 |
| OPTIONAL COVERAGE LOSSES | $7,000 |
Your Richmond County, GA insurance agent (see examples below) can help with your claims.
Here is a list of Richmond County, GA homeowners with differing backgrounds & their changing home insurance.
| Employment Status | Credit Score | Income Level | Other Details | Monthly Home Insurance Rate |
|---|---|---|---|---|
| Freelancer | 700-749 Credit Score | $75 to $100,000 | 1 Pet, Non-Smoker | $370 |
| Part Time Job | 500-549 Credit Score | $25 to 50,000 | 2 Pets, Non-Smoker | $140 |
| Unemployed | 550-599 Credit Score | <$25,000 | More than 3 Pets at home, Non-Smoker | $410 |