The variables explained here drive your Polk City, FL Home Insurance Rates & focusing on them can qualify you for a really cheap quote.
Here is a list of replacement costs & home insurance for Polk City, FL & nearby areas
| Place | Typical Home Size | Replacement Cost | Monthly Home Insurance Cost |
|---|---|---|---|
| Polk City | 2 Beds, 1 Bath, 1310 sqft | $120,000 | $212 |
| Pine Hills | 2 Beds, 1 Bath, 1,770 sqft | $98,000 | $212 |
| Ferndale | 4 Beds, 2 Baths, 1,810 sqft | $116,000 | $150 |
| Jan Phyl Village | 3 Beds, 1 Bath, 2,400 sqft | $266,000 | $177 |
| Haines City | 4 Beds, 1 Bath, 3,000 sqft | $192,000 | $434 |
| Mount Plymouth | 2 Beds, 1 Bath, 1,570 sqft | $136,000 | $135 |
| Highland City | 3 Beds, 2 Baths, 2,150 sqft | $263,000 | $178 |
| Nobleton | 3 Beds, 1 Bath, 2,360 sqft | $230,000 | $256 |
| Mascotte | 2 Beds, 1 Bath, 1,560 sqft | $128,000 | $149 |
| Pebble Creek | 3 Beds, 2 Baths, 1,810 sqft | $166,000 | $297 |
| Istachatta | 4 Beds, 1 Bath, 2,500 sqft | $161,000 | $193 |
| Bloomingdale | 4 Beds, 2 Baths, 3,230 sqft | $407,000 | $358 |
| University | 3 Beds, 2 Baths, 1,500 sqft | $100,000 | $117 |
| Rio Pinar | 2 Beds, 1 Bath, 1,250 sqft | $93,000 | $173 |
| Ridge Manor | 3 Beds, 2 Baths, 1,650 sqft | $179,000 | $236 |
| Orange | 3 Beds, 2 Baths, 2,120 sqft | $121,000 | $239 |
| Spring Lake | 3 Beds, 2 Baths, 1,300 sqft | $110,000 | $159 |
| Cheval | 3 Beds, 1 Bath, 1,380 sqft | $96,000 | $198 |
| Mango | 3 Beds, 1 Bath, 2,150 sqft | $172,000 | $255 |
| St. Cloud | 3 Beds, 1 Bath, 2,130 sqft | $182,000 | $187 |
| High Point | 4 Beds, 3 Baths, 2,770 sqft | $271,000 | $366 |
Here are some typical claims filed in Polk City:
| Claim | Typical Claim Amount |
|---|---|
| WATER DAMAGE | $8,500 |
| EARTH MOVEMENT | $174,500 |
| LIGHTNING | $4,000 |
Your Polk City, FL insurance agent (see examples below) can help with your claims.
Here is a list of Polk City, FL homeowners with differing backgrounds & their changing home insurance.
| Employment Status | Credit Score | Income Level | Other Details | Monthly Home Insurance Rate |
|---|---|---|---|---|
| Retired | 600-649 Credit Score | <$25,000 | 2 Pets, Non-Smoker | $2,510 |
| Part Time Job | 750-799 Credit Score | <$25,000 | 1 Pet, Non-Smoker | $3,470 |
| Full Time Job | 500-549 Credit Score | >$150,000 | More than 3 Pets at home, Non-Smoker | $1,470 |