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Given here are some important aspects of your Indian River Shores, FL Home Insurance that impact your rates & can support you in getting a great deal.

Replacement Value of your home in Indian River Shores, FL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Indian River Shores, FL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Indian River Shores 3 Beds, 1 Bath, 1310 sqft $287,000 $689
Fort Pierce 2 Beds, 1 Bath, 1,460 sqft $580,000 $828
Okeechobee 3 Beds, 2 Baths, 1,430 sqft $309,000 $690
Satellite Beach 2 Beds, 1 Bath, 940 sqft $258,000 $393
South Patrick Shores 4 Beds, 3 Baths, 1,850 sqft $644,000 $765
Sebastian 2 Beds, 1 Bath, 1,450 sqft $371,000 $382
Indiantown 2 Beds, 1 Bath, 1,160 sqft $444,000 $604
St. Lucie 2 Beds, 1 Bath, 1,020 sqft $361,000 $487
Micco 2 Beds, 1 Bath, 1,760 sqft $350,000 $593
Orchid 2 Beds, 1 Bath, 1,560 sqft $404,000 $1,067
Yeehaw Junction 4 Beds, 2 Baths, 2,050 sqft $662,000 $803
Florida Ridge 2 Beds, 1 Bath, 1,390 sqft $567,000 $445
River Park 4 Beds, 1 Bath, 2,880 sqft $747,000 $1,671
Cocoa Beach 2 Beds, 1 Bath, 1,450 sqft $319,000 $345
Merritt Island 3 Beds, 2 Baths, 2,370 sqft $609,000 $1,246
Roseland 4 Beds, 1 Bath, 1,960 sqft $665,000 $1,022
Palm City 4 Beds, 1 Bath, 3,090 sqft $1,207,000 $1,165
Melbourne Beach 3 Beds, 2 Baths, 2,270 sqft $863,000 $908
Jupiter Island 2 Beds, 1 Bath, 920 sqft $233,000 $495
West Brevard 2 Beds, 1 Bath, 1,380 sqft $446,000 $518
Gifford 4 Beds, 1 Bath, 3,340 sqft $1,012,000 $1,232

If your Indian River Shores, FL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Indian River Shores:

Claim Typical Claim Amount
EARTH MOVEMENT $174,500
EARTHQUAKE $439,500
PHYSICAL DAMAGE $78,000

Your Indian River Shores, FL insurance agent (see examples below) can help with your claims.

  • Travelers: Acg South Insurance Agency Llc, 1971 us hwy 1 s, Ft Pierce, FL, 34950 800-891-4222
  • State Farm: Kathy Modesitt, 1940 58th ave ste a, Vero Beach, FL, 32966-4608 772-299-3333
  • Allstate: Kim Ellis Insurance Services Inc, 990 us highway 1, Sebastian, FL, 32958 (772) 589-1800
  • Liberty Mutual Independent: The Crockett Group Inc, 3375 20th st ste 110, Vero Beach, FL, 32960 (772) 562-9664
  • Liberty Mutual Independent: Insurcorp Inc, 1717 indian river blvd ste 300, Vero Beach, FL, 32960 772-567-1188

Your Background Impacts Your Home Insurance Quotes

Here is a list of Indian River Shores, FL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 500-549 Credit Score No Income 1 Pet, Smoker $440
Retired 650-699 Credit Score $25 to 50,000 More than 3 Pets at home, Non-Smoker $4,900
Part Time Job 700-749 Credit Score <$25,000 2 Pets, Non-Smoker $7,500