ogmer

In Depth Analysis of South Beach, FL Home Insurance Rates to get you a leg up in your negotiations after you get quotes.

Replacement Value of your home in South Beach, FL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for South Beach, FL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
South Beach 3 Beds, 2 Baths, 1340 sqft $327,000 $532
River Shores 4 Beds, 2 Baths, 3,040 sqft $960,000 $948
Micco 4 Beds, 1 Bath, 3,190 sqft $677,000 $711
Ocean Breeze Park 2 Beds, 1 Bath, 1,120 sqft $306,000 $354
Gifford 4 Beds, 1 Bath, 1,700 sqft $597,000 $952
West Brevard 3 Beds, 1 Bath, 2,070 sqft $375,000 $779
Wabasso Beach 2 Beds, 1 Bath, 1,100 sqft $406,000 $259
Malabar 4 Beds, 1 Bath, 3,360 sqft $972,000 $1,055
Palm Shores 2 Beds, 1 Bath, 1,360 sqft $305,000 $442
Sebastian 2 Beds, 1 Bath, 1,370 sqft $370,000 $466
Windsor 2 Beds, 1 Bath, 1,620 sqft $531,000 $1,029
Sewall's Point 3 Beds, 1 Bath, 1,570 sqft $266,000 $424
South Beach 2 Beds, 1 Bath, 1,450 sqft $441,000 $640
Limestone Creek 4 Beds, 3 Baths, 2,680 sqft $784,000 $893
Patrick AFB 4 Beds, 1 Bath, 3,280 sqft $970,000 $1,983
Indian River Shores 4 Beds, 3 Baths, 3,100 sqft $585,000 $1,241
Fort Pierce 2 Beds, 1 Bath, 1,500 sqft $352,000 $430
Jensen Beach 3 Beds, 1 Bath, 1,350 sqft $335,000 $490
Vero Beach 2 Beds, 1 Bath, 1,020 sqft $241,000 $313
Palm Bay 3 Beds, 2 Baths, 2,300 sqft $525,000 $981
Okeechobee 4 Beds, 3 Baths, 3,310 sqft $1,221,000 $1,265

If your South Beach, FL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in South Beach:

Claim Typical Claim Amount
SINKHOLE $123,500
THEFT/BURGLARY $3,500
EARTHQUAKE $439,500

Your South Beach, FL insurance agent (see examples below) can help with your claims.

  • Travelers: The Mccall Agency Inc, 1120 20th place vero┬ábeach, Vero Beach, FL, 32960 (772) 360-4714
  • State Farm: David Hedges, 2601 20th street, Vero Beach, FL, 32960-3049 772-567-8958
  • Allstate: G. Robert (Bob) Sherry, 8864 s us highway 1, Port Saint Lucie, FL, 34952 (772) 398-8000
  • Liberty Mutual Independent: Harbor Insurance, 6645 s us hwy 1, Port St Lucie, FL, 34952 888-451-8818
  • Liberty Mutual Independent: Harbor Insurance, 6645 s us highway 1, Port St Lucie, FL, 34952 (888) 451-8818

Your Background Impacts Your Home Insurance Quotes

Here is a list of South Beach, FL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 650-699 Credit Score $50 to $75,000 3 Pets, Smoker $510
Part Time Job 500-549 Credit Score $25 to 50,000 More than 3 Pets at home, Smoker $2,090
Unemployed 550-599 Credit Score <$25,000 1 Pet, Non-Smoker $2,090